SuccessQuest: 10/01/2004

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>>Invest Rite -- Helping you become financially free!<<
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A publication of Destiny Worldwide Net
http://www.destiny-worldwide.net

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http://www.offshorearnings.com Offshore Transaction
Processor

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=========================================
TODAY'S CONTENTS
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*Today's Insight and Inspiration

*Updated Program List

*Feature Article: Online Lottery schemes. A form of
Advanced fee scam

*Real World Investment Notices

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SPONSOR'S MESSAGE
=========================================
If you want to be successful in the years to
come, with the new technology of the internet,
you need to break free of the limitations that
bind the majority of people. ONe of the worst
problems individuals and businesses face today
are high taxes, unfair litigation, lack of
privacy in financial matters, etc.

You cannot be truly successful and free unless
you use all the tools at your disposal, which
includes being financially free, and learning
the ingredients to true success.

These secrets used to not be available to the
ordinary person. They were the guarded secrets
of the elite.

Destiny Worldwide is unique in that we not only give
you the education you need to succeed, but we also
give you access to cutting edge tools in many
different aspects.

From e-commerce to success in your career, regular
business, and handling your finances secure from
the many risks out there today, our constellation
of services gives you the advantages you need to
succeed.

Go to these websites to begin running down the road
to your successful future today!

http://www.destiny-worldwide.net

http://www.offshorearnings.com

You'll be glad you did!
=========================================
TODAY'S INSIGHT AND INSPIRATION
=========================================
Today's Insight and Inspiration-Dreamers and Doers

Lyrics from a song I wrote 14 years ago:

"Wealth comes to you in a dream only you may know

it reveals itself with a flair only it may show...."

"As you break through the images that flow through
your subconscious mind

You will find a new consciousness that takes you

beyond space and time"

I have my own unique huge dream. Do you?

Many of us, myself included, bought into the myth
that there were
dreamers and there were doers, and that creative
dreaming
precludes persisitant focused working.

Wealth has asked me to dream huger dreams than I ever
could have
imagined, and has also requested that I do more to
realize those
dreams than I ever thought I could.

Abundance consioussness is not for the passive couch
potato. Your
efforts, your willingness to take total
responsibility for your own

investment decisions, your dreams, are integral parts
of it. Wealth
wants the dreamer and doer in you to merge and soar.
I am honored to
be in your company, dear fellow members.

[if you have an inspirational story, poem, etc. that
you want to
share with the group, please email them to me]

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PROGRAM'S LIST
=========================================
We are now featuring our Program's list as part of
this newsletter.
We hope to keep it more up to date, and have at least
one newsletter
per week. We have some excellent new entries below,
and more coming
as we get the time to check them out! Enjoy!

Investment & Other Programs

NOTE: All listings here are merely recommendations
based on our experience

and research. In no way can it be construed as
investment advice or a

securities offering, etc. We are not responsible for
the outcome of any of

your investments with the programs listed here. All
transactions are between

you and the various program administrators. We have
absolutely no

responsibility for the performance of any of the
programs on this list. We

offer this list on a best efforts basis only. Never
invest more than you can

afford to lose. This means that you should use
discretionary funds only.

You are also responsible to know the legal issues
surrounding such

investments in your home jurisdiction.

NOTE: The programs are not listed in order of
preference. New programs are

entered to this page from the top, older programs are
on the bottom. Thus,

if you want to see more established programs, you
need to scroll down.

Double Your Money Back!
Let's not pull any punches here!!

Are you looking to advertise your website plus get a
return on your spend?

dymbg.com may be your choice for advertising your
current online opportunity

or your current business whether it is online or
offline.

dymbg.com offers affordable Advertising packages
starting at only $15.00 with

a compensation plan that is different than most.

With every Advertising Package Purchase we offer a
Whopping 200% return on

your spend, plus a 5% Commission on everyone that you
introduce to dymbg.com

down 3 levels!

dymbg.com is very simply an Advertising Co-op where
your advertisements are

read in a secure online environment by like minded
entrepreneurs looking for

opportunities that you have to offer.

Please take the time to check out our website at the
below url.
http://www.dymbg.com/index.php?destiny1941

PIPS RANDOMIZER!

This is new, fun, AND PROFITABLE. It is sponsored by
one of the safelists I

have been on the longest. Here are the details:

We would like to invite you to join one of the
newest, most rewarding financial
opportunities online!

This program combines the fun and profit of a
daily randomizer and the long
term stability of PIPS and which is
on-going....

$20 buys you continuous random $5 payouts until
you've made at least $500!

YOU COULD HAVE MULTIPLE $5.00 PAYMENTS FLOWING
INTO YOUR
ACCOUNT DAILY, COMPLETELY PASSIVE!

You Do Not Need To Sponsor or Advertise if you
do not wish to!
Those who do share the program get rewarded even
more!

We will help you make AT LEAST $500 per $20
entry within the next year! By
investing in PIPS, we can assure everyone that
spends that they will make at
least $500 within the next year for every $20
spend they make.

This is a perpetual randomizer! Not only will
you will keep receiving random
payments of $5, but you will be rewarded
directly if you tell your friends about
us with a $5 referral bonus for everyone that
joins with your email address in
the memo line of their spend! The $5 random
spends will go on and on and
on.......

You will need one or all of the following
accounts to receive your payments
IntGold, E-Gold and PicPay

Join egold here:
http://www.e-gold.com/e-gold.asp?cid=1626402
Intgold here: https://intgold.com/m/i/182675
Picpay here: http://www.picpay.com

To join PIPS Randomizer, Just spend $20 by
Intgold, Egold or PicPay and
make sure you have your referrer's email address
Put your email
address/ your referrer's
email in memo line [our address for this program is:
xarlem@destiny-worldwide.net].

Then send us an email at
PIPSRandomizer@safe-mail.net with your spend
info and your other account info. For example,
if you pay by egold, we'll need
your intgold and/or picpay info as well in order
to pay you when the
randomizer chooses YOU!

Spend to
Egold: 1626402
IntGold: 182675
PicPay: randomizer

Of the $20; $5 will go to your referrer, $10 to
PIPS, and $5 will be sent randomly to one of your
fellow PIPS Randomizer participants...maybe
even to YOU! All referrer and randomized
payouts will be done once per day
until we get the site ready and automated.

Come and play PIPS Randomizer with us NOW! Tell
your friends and make
even more!

The Best Kept Secret on the Net
This program is a real winner. It is now starting
its THIRD YEAR, and shows

no signs of stopping. Rather, it is showing every
sign of taking the

internet by storm. The only criticism I have for
this program is that it is

a bit confusing if you do not follow the step by step
way of learning about

it. I made the mistake of going directly to the main
site before reading all

of the material I was presented with on the
promotional site. But even so,

there is so much material written on this program, it
can take a lot of time

to wade through it. But, I have finally gotten the
full, condensed,

Â“straight scoopÂ” and full explanation I wanted safely
downloaded. I am

putting this in our files area. Suffice it to say
that with a little

patience, you can easily start earning a six figure
income in about a year

and a half, starting with almost nothing. Many are
now doing just that.

Here is a link to the promotional page. Sign up,
take the tour, read, and

then take the plunge. You will be glad you did! And
the good news is you

can start with as little as $20.00!
http://www.emoneynews.com/member/?ID=destiny

PIPS:
Many report that this is simply the BEST program on
the net! In fact, our

sponsor reports that he made six figures from this
program! He has been in

it for 2 years and they have never failed to pay or
meet their obligations.

Another man we know of is making over $900.00 PER DAY
with this one, and

probably the biggest heavy hitter of all time is
making about $2,500.00 PER

DAY with this one! These reports all come from
credible, reliable sources!

And now, if you donÂ’t want to use your credit card to
join PIPS [like me],

you can use Xchangers to send money to our PICPAY
account, and, once it is

there, you can then invest in PIPS that way, plus you
can now send money from

PICPAY to all the ecurrencies and out exchange
methods Xchangers has to

offer. We also have reports that the bricks and
mortar businesses PIPS

claims to have are REAL, AND VERIFIED! There has
never been any other

program like this, so get in now while the getting is
good Â– youÂ’ll be glad

you did!
https://pips.pureinvestor.com?sponsor=destiny

Realty Millions. A genuine Dot Com Millionaire is
allowing average people

like you and I, to earn return rates usually reserved
for the high-end of the

market. An excellent and secure online environment.
This is NOT your typical

HYIP, but it does have ACHIEVABLE rates of return in
the REAL WORLD. You

also receive a FREE EBOOK just for visiting the site!
http://www.realitymillions.com/index.php?ref=destiny

SHG Investment Group. Our sources tell us that this
program has been around

for over a year, and we personally know of one person
who has went through an

entire year of payments and received their principal
back! And this was some

time ago! As many of you know, the 1 year mark is
very important. That

marks the time when those principal returns must
begin, and if any of you

recall Osopps and certain others, that is the point
where those programs

finally died. So, for a program that has passed that
point, it shows more

staying power than almost anything else out there,
and so deserves your

attention. We are not telling you to bet the farm,
we never do, but this is

a good bet, in our opinion. 20% / month may seem
like a small return, but it

is high enough that if you get it for a year or more,
you will certainly love

it! And this is certainly better than those programs
that promise the moon,

and run with everyoneÂ’s money after a few months.
This year has seen enough

of those. So we now recommend this seasoned program.
Please put our

referral number, 106910 in the memo portion of your
spend. Enjoy!
http://www.shg-ig.com/cgi-bin/script.cgi?id=106910

Monster Prelaunch
Don't Get Left Behind --
Be a Part of This Awesome Initiative!
DO YOU WANT TO LIVE IN A BETTER WORLD?
A NEW HUMAN CIVILIZATION IN WHICH "WORLD PROBLEMS,"
PARTICULARLY AMONG THE

LEAST ADVANTAGED -- PROBLEMS LIKE POVERTY, DISEASE,
ENVIRONMENTAL

DEGRADATION, ETC. -- ARE BEING ADDRESSED IN MORE
COOPERATIVE, CREATIVE, AND

PRODUCTIVE WAYS...
There are many individuals and groups working for a
better world. But how can

these idealists and visionaries successfully compete
against BIG BUSINESS and

BIG GOVERNMENT who often don't seem to care about the
plight of the

downtrodden population and the degraded environment?
Join Us Now And Be a Part of This Awesome Initiative
http://www.monsterprelaunch.com/bw/623

Eqqu Â– Free email that PAYS YOU! There is a BRAND
NEW free email service

that is launching on Oct. 1st, and it has a TWIST.
Not only is the email

service FREE, but they will PAY YOU to use the service!

This is such a great opportunity because, just like
PAYPAL, they are willing

to share some of their advertising revenue with you
by paying you to send and

receive email through them.

Of course, this is NOT a privacy oriented email
account, so don't send or

receive sensitive emails with it. But, for general,
everyday use, it

certainly can't be beat being paid for reading email
-- even that obnoxious

spam, since they pay per click!

And they pay you several levels deep, so you can
build your earnings over

time. This won't make you rich, but it is better
than LOSING money on the

net, and you are in on the GROUND FLOOR!

Check this out at:

http://www.eqqu.com/?destinyworldwide

The Money List. This is not an HYIP. This program
lists real opportunities

to make money on the internet. Some of the programs
are free to join, others

will cost a nominal fee. But the bottom line is,
this fantastic program

helps you, step by step, to build an income on the
internet. I sort of got

into this backwards, and thought that I did not have
time to read the daily

lessons they send for the first 20+ days to get your
internet money making

system set up. But, after I made the time to read
the newsletters, I began

to see that this all made sense. It is not the fast
lane to instant riches,

but making money is certainly better than losing it
to scams. So, if you can

devote 1 hour a day for the next 20 days to building
an online money making

machine, then this is the one for you. You also get
a lot of marketing and

promotional training in these newsletters, so it is
worth it just for the

information! This most certainly is NOT a scam and
it is NOT a waste of time

if you will apply yourself. Check it out for
yourself at:
http://www.themoneylist.org/?s=3238666

CashBuilder We have been in this program since
February, and the people who

introduced it to us have been in it much longer.
This program has been

around for a while, and is still going strong. It is
one of the few HYIPÂ’s

that performs as promised. We highly recommend this
great little program!

When you join, please place our referral number,
CB16315, in the memo portion

of your spend. And enjoy the steady profits, month
after month, as we have!

There is no end in sight!
http://cashbuild.ws/

New! Internet marketing and promotional website! We
are continually

upgrading a brand new website on internet marketing
and promotion. Better

yet, many of the listings have money making
opportunities as well. Check

this site several times a week for updates. It is
the sister site to this

site. Add that extra dimension to your internet
business, and turn the

internet into your very own ATM machine! You canÂ’t
make it with HYIPÂ’s

alone. But if you set up your automatic internet
cash machine, there is no

limit to what you can achieve!
http://www.destiny-worldwide.net/internetmoney.htm

Well, thatÂ’s it for this update. We have lots more
to come, but these

programs take a long time to research and set up on
the site here. We will

soon have between 50-100 programs for you, some of
which will be FREE to

join! We will also be uploading a scams page soon,
so watch for that. Good

fortune to you!

=========================================
FEATURE ARTICLE
=========================================
*Online Lottery schemes. A form of Advanced fee scam

If it is an advanced fee, it is likely a scam

If you are like many other people who currently use
cable or aDSL
services, you leave your computer online at all times
even when you
are sleeping. You get up in the morning and open your
email and find an
email with the subject of "Grand Prize Winner."

Normally these email come with the subject and
portions of the email in

capital letters. This is common for most spammers and
scammers. For
some reason using capitals is the way many scammers
give themselves
away. When it comes to online lotteries, they are all
scams.

In most cases you can easily spot the scam. The email
is more than
likely received to an email address that is at times
older than most
programs you are in. The concept around the lottery
winning scheme is
similar to how Nigerian 419 scams are drawn out.

Like 419 scams, lottery schemes will also require you
the "winner" to
make an advanced fee payment to cover the "costs" to
transfer the funds.
This is where the scam is centered a round your
advanced fee payment.

How much is the advanced fee? This is usually
determined by who is
running the scam and through any future
correspondence you may have
before the funds are to be sent. Either way the fee
usually ranges from a
few hundred to possibly a couple of thousand dollars.

According to most of the policing authorities, all
opportunities that
require an advanced fee payment should be considered
as a scam. Any
reputable company would not require such a fee to be
paid up front. Here
is the copy of the email received.

NATURE LOTTERY INTERNATIONAL B.V
Camera Obscuralaan 12a,3021 at Amsterveen - Holland
DATE: 5th, October 2004
FROM: THE DESK OF THE VICE PRESIDENT.INTERNATIONAL
PROMOTIONS/PRIZE

AWARD..BATCH: EGGS-342-891-014: REFERENCE: 3512/14/1PD

ATTENTION:
RE: AWARD NOTIFICATION.

This is to inform you of the release of the Nature
lottery held on the
27th of September 2004. The results were released on
the 2nd, October,
2004. Your email address was attached to ticket
number 701-416-902-512
with serial number 712-981-201-742 that drew the
lucky numbers of

942-291-011-09-798, which consequently won the
lottery in the 1st
category.

You are therefore been approved for a lump sum of
payment of Dollars

1,200,000.00 (ONE MILLION TWO HUNDRED THOUSAND
DOLLARS, in cash
credited to file with REF:NÂº.EGS/5232-7624/3128. This
is from US

$75,000,000.00 (SEVENTY FIVE MILLION US DOLLARS) in
cash among the 16

participating finalist playing 6,000 full tickets.

CONGRATULATIONS!!!

Your fund is now deposited with our Security Company
and insured in
your name. Due to mix up of some numbers and names,
we ask that you keep
this award from public notice untill your claims has
been processed and
the money remitted to your account as this is part of
our security
protocol to avoid double claiming of unwarranted
taking advantage of
this program by participants as it has happened in
the past.

All participants were selected through a computer
ballot system drawn
from 26,000 names from Asia, Australia, New Zealand,
Europe, North and
South America, Middle East and Africa as part of our
International
Promotions Program. We hope your lucky name will draw
a bigger cash
prize in the subsequent programs. To begin your
lottery claims , please

contact our foreign service manager.

MR:GARVIN MARCUS
Email Address:(garvxxxxxxx@netscape.net)
Telephone:0031-xxx-xxx-664

Remember, all prize money must be claimed not later
than two weeks
from the day you receive this notification.

Any claim not made before this date will be returned
to our suspence
account. And also be informed that 2% of your lottery
winning belongs
to your agent because they are the company that
bought your ticket and
played the lottery on your name, NOTE this 2% will be
remitted. After
you have received your winnings prize because the
money is insured in
your name already.

NOTE: In order to avoid unnecessary delays and
complications, please
remember to quote your reference and batch numbers in
every
correspondence with us or your claim agent.
furthermore, should there
be any change of address, please do inform your claim
agent as soon as

possible. A copy of your lucky winning ticket and
your deposit
certificate will be sent to OUR foreign service
manager MR,Garvin Marcus.

CONGRATULATION!!!!!
Once again from all members of our staff and thank
you for being a
part of our International promotions program. we wish
you continued
good fortunes.
Sincerely yours,
MRS.PATRICIA ANDREW
LOTTERY CO,ORDINATOR

=========================================
REAL WORLD INVESTMENT NOTICES
=========================================
I am associated with an extremely wealthy investor.
He is seeking non-US

companies interested in expansion. The road to doing
that...and getting funds

from him...lies with listing on a US stock exchange.
He has a method to do it

extremely inexpensively. Once the listing is done, he
will invest funds in

such a company to be used in a particular manner. His
intent is that the

company will follow his instructions and expand into
a $100 million

international company which will become an
acquisition target by a multi

national giant. Any such company must be already
producing annual sales of at

least $500,000. NO STARTUPS. Those who can find and
bring in such clients

will be financially rewarded and will own stock in
the company.

His program is extremely well thought out and is
based on over 20 years

knowledge and experience with taking companies public
and investing in public

companies.

This becomes an excellent passive investment with
very little actual work

involved once the introduction is made.

For more info. contact porongo @ safe-mail.net
[remove spaces
around the @ sign -- we are doing this to combat spam]

=========================================
NEWS DIGEST
=========================================
*Evocash Gone?

I received the following email this morning from one
of my safelists. I have verified that Xchangers has
taken Evocash off its list of currencies. I have also
verified that the Evocash site says "down for
maintenance."

That Xchangers would stop dealing in Evocash is strange,
since there is ample evidence that they are one and the
same company. So the question is: Is Evocash a
fractional
reserve currency that has finally collapsed, and, if so,
are the owners trying to "salvage something" by keeping
their Xchangers operation open?

Only time will tell. Here is the email alert below:

I received this from another listowner, I have
no idea why this would be such a crisis to the
other ecurrencies as he states below. I can see
it being a crisis to the people who have money
in there. I also am not sure of his statement
that Evo is the only ecurrency not backed by
gold. perhaps that might be more accurate to
read they are the only ecurrency not CLAIMING to
be backed by gold.

anyway, just FYI

UPDATE AND REVIEW ALERT ALERT

The next 24-48 hours are going to be critical to
the survival of the e-currency field!

X-changers has stopped processing any evo-cash
exchanges. No explanation from x-changers yet
as to the reasons. evo-cash is the only major
e-currency not backed by gold!!

The Evo-cash web site is down for maintenance
according to the site. There was no advance
notice that I know of.

There was no notice from evo-cash of the
breaking off of relations with x-changer.

My personal feeling is that goes back to
evo-cash seizing funds belonging to FLO and
refusing to account for them. X-changer was
taking a lot of flack over that when they were
completely on the outside.

What can we do? Not a darn thing except keep in
close touch with the situation. It is going to
have a huge effect on all programs unless the
situation is resolved with no further delay

Will keep you up with ongoing developments as
they occur.

*THIS JUST IN! More info. on the Xchangers/Evocash
Situation

X-Changers ceases EvoCash exchanges
FLO Situation MUST be responded to

Since the end of August 2004, the relationship
between EvoCash and
X-Changers has been pushed to the brink. For over
five years EvoCash
and X-Changers have had an excellent working
arrangement, this has now
come to a head due to the freezing of FLO funds.

The announcement was not made public like the time
when EvoCash
actually froze the FLO funds. The announcement has
been quietly made
between X-Changers and EvoCash.

The e-Told Reports have learned that the stoppage of
out-exchanges
commenced on October 13, 2004. At that time any
exchanges dealing with
either funding or out-exchanging of EvoCash have been
returned.
X-changers does state that they will continue to
offer EvoCash once the
funds embroiled in the dispute are returned to where
they came from.

The main reason X-changers have gone to this extreme
measure is because
of the lack of comment coming from EvoCash.
X-Changers has had to deal
with much of the complaining from customers. Many
serious believe that

X-changers and EvoCash are associated. The only
association between these
two entities is business.

While EvoCash continues to hold the funds and makes
no announcement as
to when, where, or how the funds will be distributed,
X-Changers has had
to deal with having their personal reputation and
credibility destroyed
due to the silence of EvoCash is working on this
problem.

At the beginning of October, it was announced that
the Government of
Denmark had shut down CashChange from doing business.
With X-changers

stopping exchanges from EvoCash, it leaves EvoCash
with no main
exchanger. There are still many reputable exchangers
handling EvoCash.

The X-changers move to cease dealing with exchanging
EvoCash is considered
to be temporary. Once the funds held in FLO accounts
are distributed back
to where they belong, X-Changers will more than
likely return to a normal

business relationship.

[Our Question of the Day: What then of FLO? Any
readers with real, up to
date info. please send it to me at
invest_rite-owner@yahoogroups.com]

*Golden Corp accused of Theft

Making THEIR life better with YOUR gold

The group that are running http://www.golden-corp.com
has been accused
of not completing the tasks promised by the
information posted on the
web site. The program has been reported due to
incomplete payouts on
the 9% non-compounded plan being offered.

The report shows that only 8 of 18 payments were
completed and that
makes for 72% of the total principle has been
returned. Many programs
tend to follow this angle by holding back a portion
of the funds as
profit for the Admin.

In many cases a program will hold back payments
because the program
has failed to bring in enough players and funds.
Since the program has

stopped paying, the Admin has posted a couple of high
priced investment
plans that seem to be simply there to steal more gold.

One of the new plans offers non-compounding while the
other includes

compounding. The non-compounding plan offers 12%
daily for 20 days,
with a minimum spend of $1,000.00 The second plan
that is compounding
also has a minimum spend of $1,000.00. Both are
offering the deposits
to be 100% secure. This of course is false information.

The so-called compounded long-term 60-day plan is
also one to not invest
in. The report includes the fact that some funds were
placed into this

compounded plan. The complaint goes on to state that
they are not
expecting any returns from this program.

The domain was created on the 13th of August 2004.
The domain
registration was made out to a Maury Simon who is
using email
address [info@golden-corp.com]. The mailing
information has this
person living in Arlington Texas. The domain is being
maintained
through ns1.xp-hosting.com.

*ID thieves target enterprises; more than 50
companies victims of scam

As an Internet surfer you have seen and read about
the methods used by

criminals to steal your identity. The criminals are
now assuming the
names of legitimate companies and creating web sites
for the purpose of

theft.

The web site is set up under the name of a reputable
company. The
scammers then apply for merchant accounts and set up
credit card
processing on the web site. Orders are then placed
through the fake
sites for the purpose of raking in a sizable profit.

The revenue is then sent to separate accounts so that
the money is not
as traceable. By the time the crime is spotted the
scammers have put
away a fair amount of money from the scheme.

Numerous companies have fallen for this scheme. One
company called
T-Data was given a bill for $15,000.00 in credit
fees. Along with
T-Data there are some 50 other firms that have been
victims of this
identity theft.

John Leyden from the Register wrote the following
article, which can be
read in full by clicking on the link provided below.

ID thieves are going corporate. Assuming the identity
of consumers to
obtain loans and credit cards under assumed names has
become the US's
fastest growing crime. Now fraudsters are applying
similar tricks
against potential enterprise victims.

Here's how it works. Crooks set up web sites under
the names of
legitimate companies and apply for merchant status
with credit card
payment processing firms. Next they put orders
through these bogus
sites using credit cards, raking off a tidy
percentage in the process.

Crooks direct these illicit revenues to separate
accounts in the hope
they'll be able to draw out a sizable wedge by the
time their ruse
is rumbled. The trick is to obtain numerous merchant
accounts for each
bogus site.

* Foreign Fund Closed by FEDS

You can read the government's news release closing
them down here:

http://www.cftc.gov/opa/enf04/opa5005-04.htm

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SuccessQuest

Friday, October 15, 2004

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Invest Rite, Oct. 15 -- helping you become Financially Free!

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