Wednesday, December 10, 2008

Affiliate Marketing for Beginners, Part 1

Today we begin a weekly series on affiliate marketing. On other days, we will publish articles on different subjects, so stay tuned to the NEW SUCCESSQUEST BLOG!

Here is part 1 of this exciting new series:

Welcome to the first article in our new series, Affiliate Marketing For Beginners.

In each article of Affiliate Marketing For Beginners you will learn
valuable information on how you can successfully start and
manage your own affiliate business.

Inside this first issue were going to go over the basics of affiliate
marketing so you know exactly what you're getting into.

Affiliate marketing can provide you with the opportunity to earn
money doing what you are good at.

Affiliate marketing can also allow you to use your skills and
expertise for your own financial gain, rather than the financial
gain of your company or boss.

Finally, affiliate marketing is one of the easiest ways to start your
own home business without a big investment or risk.

Affiliate marketing can do all of those things and more.

First, affiliate marketing is perfect for the independent hardworking
individual. Many of us are stuck in day to day jobs. We work
incredibly hard and receive little reward. There is nearly no
incentive to work harder.

When you work in the field of affiliate marketing (dare I say)
the world is your oyster. You are paid by your performance so
the harder you work, and the more money you will make. When
you work as an affiliate, you are working as a representative of
another company. However, your reward is directly linked with
what you produce. If you're someone who frequently gets good
results at work then this could be a great opportunity for you.

Next affiliate marketing can provide the opportunity to earn
money by doing something that you love and that you are
good at.

If you have a knack for sales and marketing then affiliate
marketing may be perfect for you. If you are creative and
used to hard work then chances are you will be able to make
an excellent living with affiliate marketing. As an affiliate,
anything that you do to increase sales or traffic if it is Internet
based will benefit you directly. The company or boss that you
used to work for won't be getting rich while you stay poor.
You're the one who will reap the rewards instead.

Finally, affiliate marketing can be the easiest way for you to
get started with your own business at nearly no cost or risk.
Many of us would love to work for ourselves. The two main
reasons why we don't are the money and risk.

Traditionally when you think about starting your own business
you think about the amount of capital you will need and the risk
involved, especially when statistics show that more than half
of small businesses fail in the first year. Affiliate marketing can
get you started working for yourself with virtually no capital, and
no risk. Doesn't that sound good?

When you start your affiliate marketing business and join an
affiliate program the product owner provides the products,
delivery and most of the time the advertising materials.
All you have to do as an affiliate is concentrate on the
promotion and the selling. Most affiliate programs are free
and you are paid a percentage of the sale according to how
many referrals or sales that you make in their behalf.

If you have dreamed of working for yourself then affiliate
marketing can be your dream come true. You can make
money based on your hard work. You are the one rewarded
for your efforts, not a boss or a group of shareholders. You
don't have to worry about financial risk. The head company
will take care of all the details, allowing you to use your skills to
the best of your ability. If you're creative, hardworking and want
to be your own boss, consider the world of affiliate marketing.
Your skills and expertise could be increasing your bank
balance, not someone else’s.

Welcome to the World of Affiliate Marketing!

Make sure you look for your next article soon. We will be talking
about who should consider becoming an affiliate marketer.

In the meantime you should check out our global business related website, OffshorEarnings! OffshorEarnings gives you much more than just the stale, old, "traditional advice" and "resources" offered by your garden variety website. We give you expert advice, tips, and resources that help you to MAKE MONEY ONLINE but, more importantly, show you how to keep what you make!

OffshorEarnings is your total global business portal. Check us out TODAY, you'll be glad you did!

P.S. We have a lot of exciting resources available to you for FREE when you visit our site.

Monday, July 02, 2007

I love you. I'm sorry. I forgive you. Thank you.

For those of you who read your email yesterday to the Real Truth list, you may recall the PEERS message I forwarded, inviting you to listen to an interview with Joe Vitale.

Joe has become pretty famous worldwide, both in his internet marketing work and also his more spiritual work, for which he was featured in the famous "The Secret" film.

But what Joe is working on now is way beyond "The Secret." In fact, it is the next logical step, which is taking personal responsibility for everything that happens around us.

That may seem bizarre, but if you think about it, it will ring true to you. I know it always has for me. We are responsible, ultimately, for what happens in our world around us.

I know this sounds rather bizarre, and if you haven't yet watched or listened to The Secret, you really should before you go on to this next level.

Joe's soon coming book, "Zero Limit" will pick up where his earlier works left off.

In the fascinating interview I listened to yesterday, he tells the story of a Dr. Len, who in the 1960's in Hawaii cured an entire ward of the criminally insane that no one else had been able to cure. He did it by taking the patient's files and saying over and over again over the file the phrases above: "I love you. I'm sorry. Please forgive me. Thank you."

Miraculously all but 2 of the patients were made well, and amazingly, Dr. Len didn't see or treat any of them. These phrases come from ancient practices in the Hawaiian religion, which I am told is the ONLY religion officially banned by the US government. In fact, according to what a native Hawaiian told me years ago, there are certain books which are banned from leaving Hawaii.

This man claimed to be the son of the Big Kohona, and claimed to be his heir. Apparently, his father was the first to travel to Tibet, and compare the ancient knowledge of both places.

His father was able to teleport himself and had other interesting abilities.

If you recall, years ago Texxe Mars wrote a book in which he dealt with the "Warrior Monks" used and trained by the Black Opps boys of the US military to conduct psychic warfare on others. This was way beyond remote viewing, and I have reason to believe that this person of my acquaintance was one of these.

I have had other strange encounters over the years with this strange type of operative, including 2 years where a high level Mason was attempting to recruit me into the upper levels of that order, skipping all of the lower degrees and just stepping off at his high level.

He tempted me with riches, political power, and other perks, but of course my commitment is to God, and he eventually gave up. This is, of course, indirect vindication of who and what I am, but that is not a topic for discussion at this time.

But I digress.

The point is that Joe Vitale has hit upon something quite real, and quite "unthinkable" for most people. It goes beyond what is said in The Secret, and makes it quite clear that, indeed, "we create reality."

In fact, Christ said the same things in the New Testament, except that His listeners were not able to understand it at that time, and it has been covered up by organized religion. But, this same theme is elsewhere in the Bible as well, if you can dare to look.

In the Psalms, it says "Ye are gods."

And Christ said, "The Kingdom of God is within you," but man has mistranslated it to say "among you."

Furthermore, as Herbert Armstrong discovered years ago, it is God's intent and design for us to, in his words, "Become god as God is god."

Yes, it's all over your Bible if you care to look. In fact, this theme is the FOCAL POINT of the Bible because that is the transcendent purpose in all human life.

God has revealed many things to me in addition to this simple truth, but it's a great place to start. I suggest, if you haven't done so already, that you read Mr. Armstrong's landmark book, "The Incredible Human Potential," which is in our Basic Literature section of our website library.

http://www.destiny-worldwide.net/rcg/library.htm

As I am learning, though, there is more to this story, and we have as yet only begun to scratch the surface. I will be writing and speaking on these important subjects in the near future.

However, one thing that is still absolutely true is that we need to have the CHARACTER to go with the power that will someday soon be ours. And we can learn that character through a study of God's way of life, which is summed up in His law of love.

But one of our first steps along the way, is to transform and cleanse our lives, and we can start with Joe's phrases.

Think carefully about what each of these means:

"I love you." Christ told us to LOVE our enemies and BLESS THOSE WHO CURSE YOU. It might seem crazy to most, but this is the first step upwards, and can have tremendous impact, as Dr. Len learned first hand.

"I'm sorry." It take REAL HUMILITY to say we are sorry and really mean it, even while we may still think we are in the right.

"I forgive you." Christ instructed us to forgive and forgive and forgive. The disciples were perplexed by this. They even asked Him, "If a brother offends me 7 times, shall I still forgive him?" And Christ's answer was, "70 X 7." In other words our ability and power to forgive should be almost INFINITE.

"Thank you." As I have discussed before, many times we have a problem because we lack an ATTITUDE OF GRATITUDE. Today, so many people think they are ENTITLED to this or entitled to that.

And, if you are "entitled" to something, then you often forget to say "thank you."

But saying "thank you" and being truly grateful is one of the first rungs to true success. When we can give honest, sincere, humble THANKS for what we already have, or for what someone else has done for us, then the universe acknowledges that and GIVES US MORE OF THE SAME.

That is one of the fundamental principles of the Bible and of The Secret and other books like "The Science of Getting Rich," etc., etc.

It all has to do with the Law of Attraction, which God set in motion at the begining. And an attitude of gratitude actually attracts MORE of the good into our lives.

We must learn to say "thank you" and be truly grateful for what we have, and then, the universal law of attraction says we can have MORE of it.

And of course, it works the other way around. If we always think about our PROBLEMS, then we will attract more of those problems into our lives.

But of course, the "attitude of gratitude" short circuits this problem, and attracts more abundance into our lives.

I am very thankful that God is opening my eyes on these subjects more and more. As the Apostle Paul so wisely stated, we should think on "whatever things are good, whatever things are pure...." If we do that, then we will attract more of the good into our lives.

Come to think of it, Paul had another word of wisdom that escaped me until just now. He said that whatever state he found himself in, he was "therewith content," and could actually REJOICE in the midst of his adversities.

It seems like Paul knew these truths millenia ago, and only now are we beginning to rediscover them.

Which brings to mind something out of Joe Vitale's story. Joe was not always the wealthy internet marketer and success coach that he is today. At one point in his life, he was flat broke and living out of his car.

Then, he began to discover the Law of Attraction, found things to give thanks for in his dire circumstances, began to think positive instead of negative thoughts, and the rest is history.

As Mr. Armstrong said over and over again, we are to be "teachers in the world tomorrow." He said that teaching is actually the highest calling one can attain to. Especially when we are to teach the right way of life.

But, in order to become teachers THEN, we must be good STUDENTS NOW.

There is no way around it. In order to teach, we must first learn God's way of life ourselves. We can't teach that which we do not know or understand.

So, let's be good students in this life. Let's learn how to be grateful. Let's learn to love. Let's learn to say we are sorry. and let's learn to forgive.

In fact, it might be a good idea to write these phrases down. Memorize them, and inculcate them into your life. And that will be the first step upon the road of learning God's way of GIVE and forsaking this world's evil way of GET.

John

--
--<>-- --<<<+>>>-- --<>--
----> Discover the Secret Mysteries of the Ages!
http://www.destiny-worldwide.net/rcg/mystery/contents.htm
--<>-- --<<<+>>>-- --<>--

Wednesday, June 06, 2007

There are three levels of "Mind" at work 24/7 in
delivering our wishes, desires, and of course all
those most UN-wanted things in accordance with our
thoughts.

To remind ourselves, these levels of Mind are as
follows:

1. The Conscious Mind: This is the aspect of our Mind
that interacts with the physical world through the
five physical senses - our conscious awareness. The
conscious Mind is still, in many people, motivated by
the demands of the ego and by driven by a desire to
collect material things.

The survival instinct is also a powerful aspect of the
conscious Mind.

2. The Subconscious Mind: This is the aspect of our
Mind that is infinitely powerful. Any thought,
positive, negative or neutral that is impressed upon
the Subconscious Mind will be brought in to
our physical experiential reality sooner or later with
immutable certainty. The Subconscious Mind never
judges a thought - every thought is always
automatically deemed to be the desire of the
individual and will be processed accordingly.

3. The Universal Mind: The Universal Mind is the Mind
of God in which we live and move and have our being,
and Who is at once Infinite and Eternal, Perfect,
Omniscient, Omnipotent and Omnipresent and Who has
always existed and always will exist.

We, as humans, as with all Creation exist as Thought
Forms in the infinite Mind of God.

Our Subconscious Mind, when presented with a thought
from the conscious Mind, will either act directly on
our body if the thought is of that nature, or with the
Universal Mind of which we are all inseparable
aspects.

Moving on to our Wheel we can see how The various
levels of Mind fit this metaphor extremely well.

If we examine a wooden cart wheel it fundamentally
comprises the following:

1. The Hub: Positioned at the centre of the wheel the
Hub represents the Universal Mind, The 'First Cause',
The Source of All that Is.

2. The Spokes: Radiating out from the Hub, each spoke
represents an individual human being, a race, a
nation, a Galaxy, Star or Planet - indeed anything in
creation. As evolution takes place, vibration
increases, an consciousness travels up its own unique
spoke until finally the vibration is such that it
approaches that of The Hub, The Source.

3. The Rim: The Rim may be regarded as the cycles of
life - these are the same cycles of Life for example
that the Maya observed, charted, and used as a basis
for their calendrical systems, astrology and of course
predictions.

As a point along each spoke - which we will consider
to be a human being in this case - is further and
further from the hub, the more the illusion of
separation is perpetuated. It is an illusion
of course because in reality we all share the same
connection at the Hub.

Now, as the Wheel of Life begins to slowly revolve, so
we experience, and as the wheel connects with the
ground, so we bear the weight of that experience.

But here is the important thing. Because everything in
the Universe is connected by the same Ultimate Wheel
of Life, of which all other wheels are simply cogs on
the Great Universal Mechanism, each
experience is shared by every other wheel, and also
transmitted back long the spokes to The Source.

The Source therefore receives the benefit of All such
experiences as individuated wheels turn, and in so
doing The Source Experiences and thereby Expands - and
thus the Universe is in a perpetual state
of expansion.

As mentioned before, as the wheel turns we observe the
cycles of life. These cycles can be infinitesimally
small, or they can be so
large as to be beyond the comprehension of humans.

Everything takes place in Cycles at an individual
level, rising and setting of the Sun, the passage of
the seasons and so on. The Mayan Long Count calendar
measured such cycles, observing the fact that a
great cycle comes to an end on 21 December 2012 - an
event the effects of which extend far beyond Earth
itself.

The Galaxy in which we live has a centre - The
Galactic Centre, around which the wheel revolves, and
which exerts a profound influence in accordance with
its own Wheel of Life.

So there is nothing mysterious about 2012 - it is a
wheel that has been turning since the Galaxy was
thought into existence by the Universal Mind, and will
continue until one day the Galaxy continues its own
journey back to The Source.

2012 therefore is not a "prophesy" it is a
"prediction" based upon the Galactic Wheel of Life.

But we should never fear any Wheel of Life. The
Universal Mind knows only Unconditional Love, and
would never "harm" anything in Creation.

However - humans can harm themselves, and that is why
each and every person must understand these things,
and look forward to whatever is to come with great joy
and expectation, knowing that it is ultimately for the
greater good at all levels.

Thursday, June 23, 2005

NOTES: PT Shamrock is a legitimate company, but they
are mostly a reaseller of other people's products and
services at a considerable mark up. Then again, you
may not be able to find it on your own!

In the meantime, if you are only beginning your
financial privacy quest, may we recomend that you use
our own Offshorearnings.com system as an alternative
transaction system.

We feature worldwide cash deposits into the system,
easy withdrawals by check or ACH in those same
countries, plus a tie in to all of the major
e-currencies!

And coming soon will be our brand new MULTICART
shopping cart system, so that merchants can receive
dozens of forms of payment without fuss and have the
transactions processed offshore in our system!

And, for your savings, we will soon have some
attractive options, including investing in mortgages
worldwide.

And we also strongly recommend that any of your
excess money be stored in the Pecunix gold backed
currency, whose servers, offices, and gold are all
safely offshore and private!

We need to start using FREEDOM enhancing systems to
build our freedom, and stop giving power to those who
seek to brand us like cattle, confiscate our funds at
will, and basicaly think they can do as they damn
well please with us and our assets.

JUST SAY NO!

Read this explosive report below, and start
transacting your business ELSEWHERE and in other
currencies!

John

----------------- Original Message ------------------
Subject: Advisory - The banking saga sadly continues!
From: "PT Shamrock"
Date: Thu, June 23, 2005 8:43 pm

-----------------------------------------------------

Advisory - The banking saga sadly continues!

Dear Subscribers:
We have been deluged with e-mails regarding our June
16th advisory. We've tried to answer each and every
e-mail as best possible. However in the event you
have not received a reply, please bear with us.
We'll get back to you ASAP. Thank you for your
understanding.

Further to our June 16th Advisory, "Offshore banking
takes a turn
for the worse!" the banking saga sadly continues.

Much like Amerika's terrorist watch list, your
banking name and
details are being watched just as carefully as well.
Not just in
the USA, but worldwide!

If you have a common name like Smith, Jones, Nelson,
Patel, Singh, Mendez, Lopez, Lee, etc. watch out. Not
only is the money in your
bank account at risk, but money being sent to you may
very well be frozen and lost forever!

Basically today's banking reality is what the
Terrocracts have
accomplished intentionally. "You're guilty until and
unless you
prove yourself innocent."

After our June 16th banking advisory went out, a long
time associate emailed us the following;

He instructed that a bank wire be sent to a private
individual who has a very common surname. The
beneficiary has a bank account with a major Swiss
bank in his own name where the funds were to be wired
to. The sending bank was in Latvia.

Surprise, surprise, the "outgoing" wire was frozen.
Why? Because
the beneficiaries common *surname* was on the OFCA
list for
terrorist and drug dealers. A search of the OFCA list
showed
thousands of persons with same surname on the list.
Worldwide there must be millions of persons with the
same surnames. Crazy isn't it?

In order to secure the release of the outgoing wire,
a notarized
passport copy from the "beneficiary" along with their
verifiable
address was required. All was supplied nearly two
weeks ago with a few expletives deleted. As of this
writing the funds just
arrived, albeit at the price of the total loss of
privacy, and
with considerable consternation for the beneficiary.

How much money was involved with the above wire you
ask? One
million dollars? No. Five hundred thousand dollars?
No again. A
hundred thousand US dollars? No yet again. Fifty
Thousand? No.
Okay then US$25,000? Once again an emphatic NO.

A mere US$1,500 was the amount involved in the above
debacle. One
Thousand Five Hundred USD, get it? This is a travesty
of justice
and the public just takes it on the chin without
saying a thing,
mainly because they're so dumbed down and brainwashed
that they
believe it's for their own good. Simply amazing isn't
it?

The culprit in this real life horror show? A USD wire
transfer and, a common "sic", surname!

We recommend in the strongest possible terms to avoid
like the
plague the sending and receiving of USD by wire
transfer. If and
only if you really have to send/receive USD, use a
corespondent bank like the one we do that is in
mainland China! [See alternative Nrb. 2 below.] This
way any USD wires sent or received OUTSIDE Amerika DO
NOT pass through the US banking system. Instead the
USD are routed via China, which is very kosher
indeed.

The saving salvation for all this banking craziness,
and it is
crazy, is that the paper being created by these newly
(US) created (under threat) compliance requirements,
will eventually cause the system to crash. How long
might that be? Your guess is as good as ours.
Remember it only took around 70 years for the former
Soviet Union to collapse. We predict that Amerika's
banking system will topple in much less
time due to the paper requirements being shoved down
the throats of banks worldwide and their complacent
customers.

The paper chase, as we call it, has been going on for
about 15 years now in the US. After 9/11 Bush took it
to a much higher level and
the result is the paper and compliance requirements
are reaching
astounding and soon to be untenable levels.

You might not agree with us on the above, but many of
you called the $60 per barrel oil prediction (when it
was only $40 per barrel,)
made in our newsletter earlier this year, crazy.
However as we
politely remind you, oil just passed $59.50 per
barrel the other day and is heading higher. If one
thinks about these matters carefully, today's oil has
yet to reach the 1980's (adjusted to inflation)
US$90 per barrel high! That means oil could easily
rise another
50% to match the 1980's highs. Ditto for gold, silver
and most
other commodities. If that were to happen, all hell
will break
loose and it could signal a financial and economic
meltdown of
Titanic proportions!

It doesn't take an Einstein to realize that with the
banks requiring compliance on a messily US$1500 wire
transfer, you can image what
happens when larger amounts are involved. The amount
of paper work that is being generated must be
staggering! It will become impossible
to vet all the compliance reports at some point in
the foreseeable future. Place all of the above, along
with a very weak and still
declining USD, and there are very serious
consequences laying ahead that all should be aware
of.

One really needs to sit back and reflect on today's
Terrocracts, their motivates and laws, i.e. The
Department of Terrifying the Homeland, Patriot Acts I
and II and so forth.

Understand we're all for fighting crime and stopping
terrorism of
ALL sorts, including government terrorism. But this
recent banking debacle is a bit overkill to put it
mildly. Unfortunately we don't see it getting any
better. Those who resist will be crushed, ground up
into a fine powder and blow away. IMO the US is
simply too
powerful for its own good.

The real purpose behind all this banking hoopla and
brouhaha has little to do with fighting terrorism and
crime. It has EVERYTHING to do
with the policing of your money, knowing where it is,
and the taxing thereof by the Terrocracts.

In spite of all of the above, there still remains a
few legal
alternatives in today's banking world. As we did in
our June 16th
advisory, they'll be repeated in a moment. First here
are some
financial and privacy considerations which we believe
merits your
urgent attention:

For those with less than US$50,000 or the equivalent
in other
currencies, placing your funds on one, two or even
three no name ATM cards might be the way for you to
go. If your cards all of a sudden and without notice,
are limited to a US$1,000 per day, per card
withdrawal, having two or three cards could be a life
saver. Its
something worth considering!

Be advised, technically when entering or leaving the
US and some
Western European Union countries with an ATM card in
your pocket or purse, the card is or could be
considered a "bearer instrument."
Having more than US$10,000 or equivalent on your person
(including the card,) subjects you to TCR reporting
requirements,
i.e. a Treasury Currency Report. In France the amount
is only
Euro 6,000 that triggers you legally being required
to report the
money on you.

For those with liquid assets of US$50,000 to
US$250,000 or the
equivalent, we suggest you pay taxes on that money,
then move it
offshore to a respected bank. Be advised in today's
banking climate if you are a Yankee, many banks will
simply refuse to accept you
as a client as they do not wish to be placed under
Amerika's thumb anymore than they already have.

If accepted, they will certainly report your account
and income to the American authorities and will
require that you sign a "waiver" form to that effect.
No joy in that is there?

It's not much better for our European Union friends
either.
The directive on EU taxation of interest income,
which looks likely to come into force on July 1,
2005, is intended to ensure that EU
taxpayers pay tax on interest generated outside their
country of
residence.

One legal loophole around this (so far,) is to have a
company account with a company from Panama, St.
Kitts, the Seychelles, etc. A mail accommodation
address OUTSIDE the EU could be beneficial to your
banking health as well.

Those with assets of a quarter million USD and up
should seriously consider a second nationality and or
a legal residency outside your home country. Now is
the time to start because according to our
excellent inside sources, the US Terrocracts are
starting phase
three of their Terrocractic assault on privacy, i.e.
forcing other nations to start reporting all resident
Americans/foreigners to
their respected home countries. By obtaining legal
residency now, you will more likely than not be
grandfathered in under existing laws that do not
require the reporting of your presence in your new
country of residence, or the acquisition of your new
nationality to your home authorities. That is a very
serious consideration!

A recent trip to Dubai offered some very interesting
and flexible
residency opportunities for PT's. Coupled with deluxe
apartments and condominiums, legal residency in Dubai
is certainly worth a look into. More on Dubai
residency in a future issue.

We have been inundated with requests asking us which
banks are best? Whilst there is not any one answer
that is best for everyone,as
everyone has their own requirements,) we do offer
some interesting options.

For those with the liquid assets, there is an
excellent bank called AIG Private Bank Ltd.
Switzerland. They have three branches in
Switzerland with headquarters in Zurich and branches
in Geneva
and Duebendorf. Although a personal visit is required
with a
US$100,000 minimum opening balance, they have offices
in Hong Kong, Singapore and São Paulo, Brazil, all of
which offers excellent
investment vehicles for their clients. Definitely
recommended!

Contact;
AIG Private Bank AG
P.O. Box 1376
CH-8021 Zurich
Switzerland

In the event you can not take the time and an
extensive trip
overseas, we have an excellent Swiss alternative.
This Swiss bank does NOT require a personal visit and
they only require a US$5,000 (or
equivalent) opening deposit. They offer brokerage
accounts as well as excellent investment services,
all with first rate Internet banking.

The best news of all is that you can open this
prestigious Swiss bank account via the mail in only a
few weeks time with only a notarized passport copy.
No personal visit necessary nor any intrusive
questions or utility bills with this Swiss bank. [See
alternative Nrb. 3 below.]

Another important consideration for some is the
possibility of obtaining a banking passport. All our
banks listed below accept our banking
passports. However be advised, our banking passport
sources have told us in no uncertain terms that
henceforth they are only going to issue one banking
passport per week, period. That means just two
banking passport orders per week will be available,
e.g. one for each of the two countries where the
banking passports are secured. Our banking passport
sources say they are strictly enforcing this new
policy in order to maintain
the integrity of the programs and in order to prevent
the unwanted attention from insecure governments. Do
govern yourselves accordingly.

See http://www.ptshamrock.com/auto/$4999.html for
additional
information on banking passports.

Whilst PT Shamrock does not have the definitive
answers to all of today's banking and privacy
problems, we do have our fingers pretty well on the
pulse of matters and keep our customers and
subscribers updated as best as possible. We try hard
to bring you the latest and best privacy
news and products that we have located from honest
and reliable sources. In today's world, that's no
easy task and is becoming increasingly more
difficult.

Hope the above (and below) helps.

See you with our next PTBuzz issue, July 2005.

PT Shamrock

Alternative 1: A Western European bank account that
can be opened
via the mail, with Internet banking and a personal or
company bank account. Minimum opening deposit
required to open this account is
US$25,000 or the Euro, CHf equivalent. Our cost to
you is Euro
1,000 for the bank account. Add Euro 1,450 for an off
the shelf
bearer share company. This account could be your best
long term
account.

Alternative 2: Asian company bank account. This bank
is located
within the former CIS countries, but is very kosher.
Their USD
correspond bank is in CHINA, not the USA!

Comes with Internet banking, an ATM card with
unlimited daily
withdrawals (from source,) and a bearer share company
for Euro 2450. Opening account deposit is only
USD/Eur 500.

Alternative 3: Swiss bank account. This a particular
goody because it can be opened reasonably fast and
the opening deposit is minimal. Personal accounts
only are available at this time. Includes
brokerage account and Internet banking. Notarized
Passport copy
required. Cost is Euro 1500.

Alternative 4: Lithuanian bank account: Don't
discount this account, because the bank account is
opened locally by the branch of a
prestigious European Union bank. Internet banking,
ATM card and NO, repeat NO notarizations required!!!

Cost for a bearer share company, company account as
above, just Euro 2450.

Alternative 5: St. Kitts company and St. Kitts bank
account. This
could be a real winner, albeit notarized passport
copy and utility bill required. Includes easy to use
Internet banking and an ATM
card with a minimal opening deposit. Your cost, Euro
2995.

Alternative 6: Our USD/Eur 12,000 monthly withdrawal,
no name no ID ATM card. This ATM card is NOT from
Latvia and is hard to find.
See http://www.ptshamrock.com/nonameatm.htm for
details. Cost,
including courier charges is Euro 545.

Alternative 7: This no name ATM card is for the
serious player only. No name appears on the card and
there is a whopping 150,000 USD
monthly withdrawal limit (US$5,000 daily limit.) Best
of all the
card is from a very strong country and the card
NEVER, repeat, NEVER expires. See
http://www.ptshamrock.com/auto/60katm.htm for
details. Cost is US$1,320 and there is a very limited
supply available at
this time. Set up times for the above varies. In
most cases the no name no ID ATM cards are sent to
you by courier within a few working days after we
receive cleared funds. The bank account opening
process varies widely. Expect 4 weeks plus to get an
account opened in today's business world.

Remember there is a nice discount on the above
products to our
customers who, like ourselves, have been hurt by
recent Latvian
banking laws and have had, or will have their bank
accounts and or ATM cards terminated.

PS Please note; there will most likely be a
substantial price
increase for the bank products above, due to these
recent government restrictions on bank accounts and
the extreme scarcity of same.
Take action now to avoid future price hikes.

To order at our secure on-line order form, proceed to
https://www.ptshamrock.com/order_bwe.html

-----------------------------------------------------------------------
To subscribe, send a blank message to
PTBuzz-on@mail-list.com
To unsubscribe, send a blank message to
PTBuzz-off@mail-list.com
To change your email address, send a message to
PTBuzz-change@mail-list.com
with your old address in the Subject: line
To contact the list owner, send your message to
PTBuzz-list-owner@mail-list.com



To unsubscribe, click on the following web page.
http://cgi.mail-list.com/u?ln=ptbuzz&nm=xarlem@destiny-worldwide.net


This message was launched into cyberspace to
xarlem@destiny-worldwide.net



----> Discover the Secret Mysteries of the Ages!
http://www.destiny-worldwide.net/rcg/mystery/contents.htm
--<>-- --<<<+>>>-- --<>--
---->Costa Rica Real Estate http://www.cr-realestate.com
----> Shipping solutions to and from Costa Rica
http://www.destiny-worldwide.net/costa-rica/shipping.htm
----> Costa Rica Resident & Business Opportunities &
Services
http://www.destiny-worldwide.net/costa-rica/business.htm
--<>-- --<<<+>>>-- --<>--
----> Privacy/Offshore Information & Consultations
http://www.destiny-worldwide.net/asset.htm
---->Worldwide Bill payment, money transfer &
E-Commerce experts
http://www.destiny-worldwide.net/costa-rica/ecurrency.htm
--<>-- --<<<+>>>-- --<>--
----> Become the Success You Deserve in Life!
----> Visit Destiny Central
http://www.destiny-worldwide.net <---
--<>-- --<<<+>>>-- --<>--

Friday, January 21, 2005

INTgold does it again!

When Capital X complained about Intgold, we took it
with a grain of salt, because Capital X is themselves
a marginal company at best, and we would never trust
them with our money.

But now, just today on the e-gold list, a long
standing and reputable exchange provider has announced
that INTgold has just screwed them.

Frnakly, if the attitude displayed by their staff is
as described below, that is reason enough for concern.

Anyway, here is the post. My suggestion is that as
soon as money comes into Intgold or your Ingold card,
take it out immediately, don't leave it sit around.

John

Subject: [e-gold-list] INTGOLD ALERT !
Date: 20 Jan 2005 17:39
From: "Incremental Gold"
Save Addresses
Apparently from:
bounce-e-gold-list-510723@talk.e-gold.com
To: "e-gold Discussion"



Our intgold account has been locked yesterday without
any reason or
withour prior alert.

We tried to call Intgold to the phone numbers listed
on their website but
noboby picked-up the phone.
After hours of searching we found Jeff (part of
Intgold management)who
said that Intgold can lock any account for any reason.
He said that he
doesn't have time for me and if we want to have our
Intgold unlock, we
have to send them some documents.
We agree and understand something caused this
"locking" even there is not
reason according with Intgold's terms of use BUT a we
wanted to be emailed
before of locking.

Intgold didn't send us any email until now.Not even
that our Intgold has
been locked.


In their "TERMS" is written :
"IntGold reserves the right to request detailed
information from anyone
opening or using a IntGold account for business or
resale
purposes...Failure to comply with demand within 5
business days could
result in account monitoring and or closing."

BUT they locked our account before I called Jeff !!!

Also, I don't see any reason (which are listed on
their website TOS) for
them to locking our account.

We always comply with the payment systems rules and we
always sent the
money back when these one requested us.

Jeff (from Intgold) told me to send them some
documents by fax but their
fax machine doesn't work. I told him this thing but
with an air of
superiority he said that the fax machine is dedicated
only for faxes and
it works very well.
I tried to send the fax for over 30 times but there is
no tone for
fax..there is only a voice mail.

We sent the documents by email but no answer from
them.

If someone from Intgold read this post, please reply
because we don't want
to take further actions (i don't like this).

I didn't belive until now that all it is written at
http://www.intgoldsucks.com is true BUT now I do it!

Intgold, we want our account unlocked..nothing more.
We don't have a lot
of funds there but they are our money and they are
earned from legal !

Thank you,




=====
---->Gaming solutions, and Ecurrency systems and usages !
----- New Investment Opportunities ------
----> Encryption Services, Relocation Services to
----> Costa Rica, and Elsewhere Privacy/Offshore Consultations
----> Send email to: porongo@safe-mail.net for info.
--<>-- --<<<+>>>-- --<>--
----> Become the Success You Deserve in Life!
----> Visit Destiny Central http://www.destiny-worldwide.net <---
--<>-- --<<<+>>>-- --<>--
Get Spiritual Refreshment. Restore your soul.
----> http://www.destiny-worldwide.net/rcg/ <-----------------
----> Discover the mystery of Costa Rica!
----> http://www.destiny-worldwide.net/costa-rica/ <---------------
--<>-- --<<<+>>>-- --<>--
-----------------> Visit our New Blogs! <-----------------
----> SuccessQuest http://successquest.blogspot.com/
----> The Real Truth http://destiny-worldwide.blogspot.com/
----> Costa Rica News http://costa-rica-news.blogspot.com/
------------------



__________________________________
Do you Yahoo!?
Yahoo! Mail - Easier than ever with enhanced search. Learn more.
http://info.mail.yahoo.com/mail_250

Thursday, January 20, 2005

Rumors about e-gold

Some idiot has been spreading nasty rumors lately
about egold going out of business.

As far as we can tell, it is nothing but garbage. We
have been with egold for a LONG time and we are
confident this is pure trash.

Here is what has been found out about this jerk:
====================================

Subscribers of the e-gold mailing list, we have an
agent provocateur
amongst us, someone who has decided to spread a nasty
rumour about Egold
to suit his personal agenda:

As you might be aware, someone (and his own crownies)
has passed the last
24 hours to post A LOT OF messages on several
e-currencies message board
but mainly TALKGOLD regarding a rumour about E-gold
closing next month
after supposedly his 8 bank accounts were closed by
the security
department of the Bank Of America.

He and his friends have posted on virtually almost
every forum on
Talkgold. One of the threads (amongst a DOZEN posted
!!) generated as many
as 5 pages within only a few hours and was read 1644
times !

You can have an example by checking those links:
http://www.talkgold.com/forum/index.php?showtopic=23832
http://www.talkgold.com/forum/index.php?showtopic=23853
(which is a poll
called "Is the end of E-gold near ?"
http://www.talkgold.com/forum/index.php?showtopic=23881
http://www.talkgold.com/forum/index.php?showtopic=23834
http://www.talkgold.com/forum/index.php?showtopic=23874
etc.

And that was just on TALKGOLD and within the last 24
hours (or less) !

The man behind the doomsday rumour is "asap1000",
joined 1 year ago and
posted 53 posts so far.

After a little investigation on this shady character,
another member of
TALKGOLD found out that he operates the website:
http://www.pay-mart.com
and is heavily involved in the exchange of E-gold
and... and... PICPAY !!!
And you know as far as i know how PICPAY has became
worthless the last few
months... So do you get my point ? Do you get the
connection between the
rumour he spread about Egold and his PICPAY exchanges
?

If you still don't or you want some more proof, check
this interesting
link:
http://www.pipsexchangers.biz/modules.php?name=Forums&file=viewtopic&t=118

As you can see, Mr "ASAP" has been busy lately...

I hope the people at Egold take the appropriate
measures against him and
take him to the cleaner with their lawyers to have
caused a HUGE panic in
this arena.



=====
---->Gaming solutions, and Ecurrency systems and usages !
----- New Investment Opportunities ------
----> Encryption Services, Relocation Services to
----> Costa Rica, and Elsewhere Privacy/Offshore Consultations
----> Send email to: porongo@safe-mail.net for info.
--<>-- --<<<+>>>-- --<>--
----> Become the Success You Deserve in Life!
----> Visit Destiny Central http://www.destiny-worldwide.net <---
--<>-- --<<<+>>>-- --<>--
Get Spiritual Refreshment. Restore your soul.
----> http://www.destiny-worldwide.net/rcg/ <-----------------
----> Discover the mystery of Costa Rica!
----> http://www.destiny-worldwide.net/costa-rica/ <---------------
--<>-- --<<<+>>>-- --<>--
-----------------> Visit our New Blogs! <-----------------
----> SuccessQuest http://successquest.blogspot.com/
----> The Real Truth http://destiny-worldwide.blogspot.com/
----> Costa Rica News http://costa-rica-news.blogspot.com/
------------------



__________________________________
Do you Yahoo!?
Yahoo! Mail - 250MB free storage. Do more. Manage less.
http://info.mail.yahoo.com/mail_250

Friday, January 14, 2005

Life Lessons


Five (5) lessons to make you think about the way
we treat people.


1 - First Important Lesson -
Cleaning Lady.
During my second month of college, our professor
gave us a pop quiz. I was a conscientious student and
had breezed through the questions until I read the
last one:

"What is the first name of the woman who cleans
the school?"

Surely this was some kind of joke.
I had seen the cleaning woman several
times.
She was tall, dark-haired and in her 50s, but how
would I know her name?
I handed in my paper, leaving the last
question blank. Just before class ended, one student
asked if the last question would count
toward our quiz grade.

"Absolutely," said the professor.
"In your careers, you will meet many people. All
are significant. They deserve your attention and care,
even if all you do is smile and say "hello".

I've never forgotten that lesson. I also learned her
name was Dorothy.

~~~~~~~

2. - Second Important Lesson -
Pickup in the rain one night, at 11.30
p.m.,
an older African American woman
was standing on the side of an Alabama highway
trying to endure a lashing rainstorm.
Her car had broken down and she desperately
needed a ride.
Soaking wet, she decided to flag down the
next car.
A young white man stopped to help her, generally
unheard of in those
conflict-filled 1960s.
The man took her to safety, helped her get
assistance and put her into a taxicab.
She seemed to be in a big hurry, but wrote down his
address and thanked him.

Seven days went by and a knock came on the
man's door.
To his surprise, a giant console color TV was
delivered to his home.
A special note was attached..
It read: "Thank you so much for assisting me on the
highway the other
night.
The rain drenched not only my clothes, but
also my spirits.
Then you came along.
Because of you, I was able to make it to my dying
husband's bedside just before he passed away.
God bless you for helping me and unselfishly
serving others."
Sincerely, Mrs. Nat King Cole.



3 - Third Important Lesson -
Always remember those who serve.
In the days when an ice cream sundae cost
much less,
a 10 -year-old boy entered a hotel coffee shop and
sat at a table.
A waitress put a glass of water in front
of him.

"How much is an ice cream sundae?" he
asked.

"Fifty cents," replied the
waitress.

The little boy pulled his hand out of his pocket and
studied the coins in it.
"Well, how much is a plain dish of ice cream?"
he inquired.

By now more people were waiting for a table and the
waitress was growing impatient.

"Thirty-five cents," she brusquely
replied.

The little boy again counted his
coins.
"I'll have the plain ice cream," he
said.

The waitress brought the ice cream, put the bill on
the table and walked away.
The boy finished the ice cream, paid the
cashier and left. When the waitress came back, she
began to cry as she wiped down the table.
There, placed neatly beside the empty dish, were
two nickels and five
pennies..
You see, he couldn't have the
sundae,
because he had to have enough left to leave
her a tip.



4 - Fourth Important Lesson. -
The obstacle in Our Path.
In ancient times, a King had a boulder placed
on a roadway.
Then he hid himself and watched to see if anyone
would remove the huge
rock.
Some of the king's wealthiest merchants and
courtiers came by and simply walked around it.
Many loudly blamed the King for not keeping the
roads clear,
but none did anything about getting the stone
out of the way.

Then a peasant came along carrying a load of
vegetables.
Upon approaching the boulder,
the peasant laid down his burden and tried to move the
stone to the side of the road.
After much pushing and straining, he finally
succeeded.

After the peasant picked up his load of
vegetables,
He noticed a purse lying in the road where the
boulder had been.
The purse contained many gold coins and a note from
the King indicating that the gold was for the person
who removed the boulder from the roadway.
The peasant learned what many of us never
understand!
Every obstacle presents an opportunity to improve
our condition.



5 - Fifth Important Lesson -
Giving When it Counts.
Many years ago, when I worked as a volunteer
at a hospital,
I got to know a little girl named Liz who was
suffering from a rare &
serious disease.
Her only chance of recovery appeared to be a blood
transfusion from her 5-year old brother, who had
miraculously survived the same disease and had
developed the
antibodies needed to combat the
illness.
The doctor explained the situation to her
little brother, and asked the little boy if he would
be willing to give his blood to his sister.

I saw him hesitate for only a moment before taking
a deep breath and
saying, "Yes I'll do
it if it will save her."

As the transfusion progressed,
he lay in bed next to his sister and smiled, as we
all did, seeing the
color returning to her cheek.
Then his face grew pale and his smile
faded.
He looked up at the doctor and asked with a
trembling voice,
"Will I start to die right away".

Being young, the little boy had misunderstood
the doctor;
he thought he was going to have to give his sister
all of his blood in
order to save her.



Now you have 2 choices.



1. Delete this email, or
2. Forward it to people you care
about.



I hope that you will choose No. 2 and
remember.



"Work like you don't need the money, love like
you've never been
hurt,
and dance like you do when nobody's
watching."



NOW more than ever - Peace. Pass It
On.....Pay It Forward



=====
---->Gaming solutions, and Ecurrency systems and usages !
----- New Investment Opportunities ------
----> Encryption Services, Relocation Services to
----> Costa Rica, and Elsewhere Privacy/Offshore Consultations
----> Send email to: porongo@safe-mail.net for info.
--<>-- --<<<+>>>-- --<>--
----> Become the Success You Deserve in Life!
----> Visit Destiny Central http://www.destiny-worldwide.net <---
--<>-- --<<<+>>>-- --<>--
Get Spiritual Refreshment. Restore your soul.
----> http://www.destiny-worldwide.net/rcg/ <-----------------
----> Discover the mystery of Costa Rica!
----> http://www.destiny-worldwide.net/costa-rica/ <---------------
--<>-- --<<<+>>>-- --<>--
-----------------> Visit our New Blogs! <-----------------
----> SuccessQuest http://successquest.blogspot.com/
----> The Real Truth http://destiny-worldwide.blogspot.com/
----> Costa Rica News http://costa-rica-news.blogspot.com/
------------------



__________________________________
Do you Yahoo!?
Meet the all-new My Yahoo! - Try it today!
http://my.yahoo.com


Tuesday, December 28, 2004

Warning About Cache Card

We used to endorse and support a company calling
itself Cache Card.

We not only no longer support them, but urge EVERYONE
to stop using this service immediately.

The reasons are many. Here are just two:

1. Financial Instability: CacheCard recently had
their Visa/Mastercard merchant account cancelled, and
could not find another provider in the US, so they had
to switch to a more expesnive offshore alternative.
When banks freeze merchant accounts, they usually
freeze ALL OF THE MONEY in those accounts for at least
120 days. During this time, these funds are
unavailable, and, in fact, MAY NEVER BE RECOVERED! If
this is the case with CachCard, we suspect that they
are now operating on a fractional reserve basis, which
imperils the money in everyone's account. In other
words, don't bet that they have all of the money
needed to meet withdrawals.

2. Onerous Privacy Invasion: Probably in response to
losses from the Visa and MasterCard fiasco, they have
now instituted outrageous, privacy invasive demands
for account holders. We recommend that YOU NOT COMPLY
with these ridiculous demands, and that you vote with
your feet by boycotting those affiliate program
operators, MLM's etc. who only make commission
payments through CachCard.

If someone wants to invade my privacy, I most
certainly don't want to do business with them or
anyone else associated with them. Make it hurt by
withdrawing your support for companies who do not
provide alternative means of payment.

We most certainly recommend to all of our affiliates
and friends that you STAY AWAY FROM CACHCARD and
anyone out there who makes having a Cachcard account a
prerequisite for being part of their program.

John


=====
---->Gaming solutions, and Ecurrency systems and usages !
----- New Investment Opportunities ------
----> Encryption Services, Relocation Services to
----> Costa Rica, and Elsewhere Privacy/Offshore Consultations
----> Send email to: porongo@safe-mail.net for info.
--<>-- --<<<+>>>-- --<>--
----> Become the Success You Deserve in Life!
----> Visit Destiny Central http://www.destiny-worldwide.net <---
--<>-- --<<<+>>>-- --<>--
Get Spiritual Refreshment. Restore your soul.
----> http://www.destiny-worldwide.net/rcg/ <-----------------
----> Discover the mystery of Costa Rica!
----> http://www.destiny-worldwide.net/costa-rica/ <---------------
--<>-- --<<<+>>>-- --<>--
-----------------> Visit our New Blogs! <-----------------
----> SuccessQuest http://successquest.blogspot.com/
----> The Real Truth http://destiny-worldwide.blogspot.com/
----> Costa Rica News http://costa-rica-news.blogspot.com/
------------------



__________________________________
Do you Yahoo!?
Read only the mail you want - Yahoo! Mail SpamGuard.
http://promotions.yahoo.com/new_mail

Warning About Cache Card

We used to endorse and support a company calling
itself Cache Card.

We not only no longer support them, but urge EVERYONE
to stop using this service immediately.

The reasons are many. Here are just two:

1. Financial Instability: CacheCard recently had
their Visa/Mastercard merchant account cancelled, and
could not find another provider in the US, so they had
to switch to a more expesnive offshore alternative.
When banks freeze merchant accounts, they usually
freeze ALL OF THE MONEY in those accounts for at least
120 days. During this time, these funds are
unavailable, and, in fact, MAY NEVER BE RECOVERED! If
this is the case with CachCard, we suspect that they
are now operating on a fractional reserve basis, which
imperils the money in everyone's account. In other
words, don't bet that they have all of the money
needed to meet withdrawals.

2. Onerous Privacy Invasion: Probably in response to
losses from the Visa and MasterCard fiasco, they have
now instituted outrageous, privacy invasive demands
for account holders. We recommend that YOU NOT COMPLY
with these ridiculous demands, and that you vote with
your feet by boycotting those affiliate program
operators, MLM's etc. who only make commission
payments through CachCard.

If someone wants to invade my privacy, I most
certainly don't want to do business with them or
anyone else associated with them. Make it hurt by
withdrawing your support for companies who do not
provide alternative means of payment.

We most certainly recommend to all of our affiliates
and friends that you STAY AWAY FROM CACHCARD and
anyone out there who makes having a Cachcard account a
prerequisite for being part of their program.

John


=====
---->Gaming solutions, and Ecurrency systems and usages !
----- New Investment Opportunities ------
----> Encryption Services, Relocation Services to
----> Costa Rica, and Elsewhere Privacy/Offshore Consultations
----> Send email to: porongo@safe-mail.net for info.
--<>-- --<<<+>>>-- --<>--
----> Become the Success You Deserve in Life!
----> Visit Destiny Central http://www.destiny-worldwide.net <---
--<>-- --<<<+>>>-- --<>--
Get Spiritual Refreshment. Restore your soul.
----> http://www.destiny-worldwide.net/rcg/ <-----------------
----> Discover the mystery of Costa Rica!
----> http://www.destiny-worldwide.net/costa-rica/ <---------------
--<>-- --<<<+>>>-- --<>--
-----------------> Visit our New Blogs! <-----------------
----> SuccessQuest http://successquest.blogspot.com/
----> The Real Truth http://destiny-worldwide.blogspot.com/
----> Costa Rica News http://costa-rica-news.blogspot.com/
------------------



__________________________________
Do you Yahoo!?
Read only the mail you want - Yahoo! Mail SpamGuard.
http://promotions.yahoo.com/new_mail

Monday, December 27, 2004

Trojan attempt offered through FREE download

Trojan attempt offered through FREE download

HYIP Lister NOT all it's suppose to be

This weekend not only saw Christmas cheer and
goodwill, it also saw an attempt to infect your
computer by someone offering a free download of a
software product named "HYIP Lister."

The software claimed to be offered for free for a
limited time only. The email claims that once the
software is considered popular they will place a cost
for the software. This is an enticement to download.

According to reports the software offered, is a Trojan
worm waiting patiently for computer users who are not
protected. The software may well work as described but
it is likely also going to be able to send information
from your computer to the hacker at the other end.

Did you receive this?

Here is the description of the software as copied from
the email received on Christmas day;
HYIP Lister is a fully-featured HYIP listing and
reporting tool. It will generate and shows you
statistic of HYIP's. It takes information of many
websites, forums, and then generate statistic after
that it shows it to you and you can easily decide
witch HYIP is better to choose.
This tool is for free NOW. But in future we can take a
little payment for it, if it will be popular.
Click here to download HYIP Lister

The link provided in the email goes to
http://gig5.com/hyiplister/hyiplister.exe. The domain
name is registered to Longcrest Technologies by
someone named Patrick Long. This individual is using
email address [lcrestco@yahoo.com] in the
registration. The mailing information for this domain
has the person living in Mosinee Wisconsin.

The domain has been registered since June 26, 2002 and
is set to expire on the same day in 2005. Possibly
this domain name has been purchased in the past and
changes to the registration never happened. It is also
possible the name of the person in the registration is
false. As well it is always possible a hacker has
control of Longcrest's site.

The email originated from a server using IP Address
[162.42.208.244]. The server is owned by Cybertrails
from Phoenix Arizona. The email address used
originates from the domain name.

Trojan or Adware?

In the case of this software, there is no doubt it
should NOT be downloaded at any cost. It is obvious
because this email came to you as Spam. Actually the
truth is the email came to you from an Admin of a
former program you were in or through a mailing list
that has been sold hundreds perhaps thousands of
times.

Many computer users have multiple programs presently
operating on their computer, designed to scan for
Trojans and assorted Adware. This HYIP Lister software
"can" be considered a working product if downloaded
and working. It depends on your software settings to
determine if an alarm will be sounded.

When your computer warns you of an attempt to infect,
it may well be Adware. Any Spyware, anti-virus,
anti-trojan or firewall software will likely sound the
alarm if an application can or does attempt to connect
your computer to the Internet.

The fact that the email arrived as Spam is normally
enough of a reason to delete. The idea that the
software is related to High Yield as well is MORE than
enough reason to consider the download a Trojan to
more than likely act as a Keylogger.

If you happened to download the application and your
security software did not sound an alarm there may be
some vulnerabilities in your system. The Trojan
attempt has only one purpose and that is financial
gain.

Simply removing the application from your system may
not do the trick. Your computer should be scanned by
an outside source. Numerous anti-virus sites offer a
free scan of your system. As well it is possible your
security software are not up to date.

If this is your computer being discussed here and you
opt not to protect your computer, you are setting
yourself up for future problems. There is only so long
you can get away without securing your computer.

By keeping your computer unprotected, it is like you
are standing in line at a thrill park waiting for your
turn on a popular ride. Eventually it will be your
turn and you will likely enjoy the ride, but on the
Internet once it is your turn, life takes a major
change. Hackers have a way of making people feel
helpless, don't become a victim.

For the hackers this is a game of numbers and the odds
of you becoming a victim increase everyday. New lists
are bought and sold every minute of every hour of
every day. Maybe the amount of Spam you get is
minimal, but the more you sign up to high yield
programs, the more your email is being distributed
around the world.

The Admin of failed programs eventually return. Some
sell your email address multiple times, others protect
their list for future schemes. All in all your address
is rarely used for anything but Spam. For an Admin who
has no scruples he or she will sell a list without
care. The list is then resold again usually as part of
a larger list.

It's a dog eat dog world out there and the mask of the
Internet allows Hackers and Spammers to freely
distribute without much fear of the authorities. The
odds are definitely in their favor and they are
knocking at our doors.



=====
---->Gaming solutions, and Ecurrency systems and usages !
----- New Investment Opportunities ------
----> Encryption Services, Relocation Services to
----> Costa Rica, and Elsewhere Privacy/Offshore Consultations
----> Send email to: porongo@safe-mail.net for info.
--<>-- --<<<+>>>-- --<>--
----> Become the Success You Deserve in Life!
----> Visit Destiny Central http://www.destiny-worldwide.net <---
--<>-- --<<<+>>>-- --<>--
Get Spiritual Refreshment. Restore your soul.
----> http://www.destiny-worldwide.net/rcg/ <-----------------
----> Discover the mystery of Costa Rica!
----> http://www.destiny-worldwide.net/costa-rica/ <---------------
--<>-- --<<<+>>>-- --<>--
-----------------> Visit our New Blogs! <-----------------
----> SuccessQuest http://successquest.blogspot.com/
----> The Real Truth http://destiny-worldwide.blogspot.com/
----> Costa Rica News http://costa-rica-news.blogspot.com/
------------------



__________________________________
Do you Yahoo!?
The all-new My Yahoo! - Get yours free!
http://my.yahoo.com


Thursday, December 16, 2004

A complete set of privacy and offshore services

Hello all!

I am emailing you to let you know that our Offshore
And Privacy Services section is bigger than it ever
has been in our 7 year history, and we now have more
products and services than ever before -- products and
services you need now, more than ever.

And the good news is that we have MORE ON THE WAY,
including gaming licenses, software, tunnels, etc.,
and, as new products and services come online, they
will be added.

We have IBC's in more jurisdictions around the world
than ever before. We have trusts, foundations,
maildrops, anonymous calling cards, anonymous gsm
cards, and an anonymous UK phone number service that
can be forwarded to almost any phone in the world!

It has taken us quite some time to get all of this
online, but now it is here!

And don't forget that we have more FREE information on
these subjects than almost anyone else on the net. In
fact, our site is so jam packed with invormaiton on
such a wide variety of subjects, that we have found
much less material in other people's MEMBER'S AREAS
than we give you for FREE!

Our main goal here at Destiny Worldwide is to help our
members and friends become a success in life, which
almost means you have to maintain your health, wealth,
and privacy! And we have many more surprises in store
for you in the very near future!

So, why don't you check out this vital information
today? Here are just a few of the links to this newly
updated section of our site:

Gateway to Privacy and Offshore FREE information,
products, and services:

http://www.destiny-worldwide.net/asset.htm

IBC's we offer:

http://www.destiny-worldwide.net/destiny/second/ibcs.htm

Offshore Bank Account Introductions:

http://www.destiny-worldwide.net/destiny/second/offbank.htm

Directory to our full range of offshore products and
services including the ANONYMOUS COMMUNICAITONS
SERVICES MENTIONED ABOVE:

http://www.destiny-worldwide.net/destiny/second/offproducts.htm

We hope you enjoy this new section, and remember there
is MORE TO COME STILL!

In addition, we will be adding many of the new
AFFILIATE PROGRAM GEMS we have been finding in the
next week or so, so stay tuned!

John

=====
---->Gaming solutions, and Ecurrency systems and usages !
----- New Investment Opportunities ------
----> Encryption Services, Relocation Services to
----> Costa Rica, and Elsewhere Privacy/Offshore Consultations
----> Send email to: porongo@safe-mail.net for info.
--<>-- --<<<+>>>-- --<>--
----> Become the Success You Deserve in Life!
----> Visit Destiny Central http://www.destiny-worldwide.net <---
--<>-- --<<<+>>>-- --<>--
Get Spiritual Refreshment. Restore your soul.
----> http://www.destiny-worldwide.net/rcg/ <-----------------
----> Discover the mystery of Costa Rica!
----> http://www.destiny-worldwide.net/costa-rica/ <---------------
--<>-- --<<<+>>>-- --<>--
-----------------> Visit our New Blogs! <-----------------
----> SuccessQuest http://successquest.blogspot.com/
----> The Real Truth http://destiny-worldwide.blogspot.com/
----> Costa Rica News http://costa-rica-news.blogspot.com/
------------------



__________________________________
Do you Yahoo!?
Jazz up your holiday email with celebrity designs. Learn more.
http://celebrity.mail.yahoo.com

Monday, December 06, 2004

New Offshore products and services

Hello all,

We have just made a major upload to our offshore
products and services. We have been restoring our
Offshore area over the past months, and now have more
products than we have ever offered before, and we
aren't done yet!

With today's uploaded pages, we now have a wide range
of jurisdictions listed to incorporate IBC's, from the
Bahamas, to Belize, to Panama to the Seychelles and
much, much more.

For those wanting to do business in Europe, we offer
Gibraltar IBC's, as well as UK Limited Companies and
UK Nominee Company or Agency. This is tied together
with a Belize IBC to offer you the fullest tax
advantages so that you can be within Europe and
outside at the same time!

And, as previously announced, we have our most popular
product from the past back with a new twist!

We are now doing the Power Packs with a Panama Bearer
Share IBC which is owned by a Costa Rican Private
Trust, and of course this comes complete with a
banking introduction for the IBC! And the best news
is the price is still the same as it was when we last
offered this great and popular product!

Shortly we will be adding offshore bank account
introductions in several jurisdictions, gaming
licenses and software, ship registries, and much, much
more to round out this important area of our website.

After all, it is one thing to make money, it is an
entirely different thing to KEEP IT safe from all the
predators and criminals out there who are getting
hungrier every day!

We will soon be offering an all new, exhaustive course
on success, so these offshore products and services
are a perfect match to go along with your new success!

And, you don't need to wait for the products and
services to be displayed on the web for you to get
them.

We are a bit slow at getting them posted because of
all the payment methods, both online and offline, that
we offer. So if you want it and don't see it yet,
just ASK!

Here is a link to the IBC page:

http://www.destiny-worldwide.net/destiny/second/ibcs.htm

Here is a link to our Offshore information page:

http://www.destiny-worldwide.net/offshore.htm

Enjoy!

John

=====
---->Gaming solutions, and Ecurrency systems and usages !
----- New Investment Opportunities ------
----> Encryption Services, Relocation Services to
----> Costa Rica, and Elsewhere Privacy/Offshore Consultations
----> Send email to: porongo@safe-mail.net for info.
--<>-- --<<<+>>>-- --<>--
----> Become the Success You Deserve in Life!
----> Visit Destiny Central http://www.destiny-worldwide.net <---
--<>-- --<<<+>>>-- --<>--
Get Spiritual Refreshment. Restore your soul.
----> http://www.destiny-worldwide.net/rcg/ <-----------------
----> Discover the mystery of Costa Rica!
----> http://www.destiny-worldwide.net/costa-rica/ <---------------
--<>-- --<<<+>>>-- --<>--
-----------------> Visit our New Blogs! <-----------------
----> SuccessQuest http://successquest.blogspot.com/
----> The Real Truth http://destiny-worldwide.blogspot.com/
----> Costa Rica News http://costa-rica-news.blogspot.com/
------------------



__________________________________
Do you Yahoo!?
Meet the all-new My Yahoo! - Try it today!
http://my.yahoo.com


Wednesday, December 01, 2004

Beware the con artist scum and their "verification"

Yesterday, we received the follwing message from the
con artists running Studio Traffic and now "Studio
Pay":
--- admin@studiowalker.com wrote:


---------------------------------
Hello Members

Information regarding StudioPay Account verification

It is important that you remember to get your
StudioPay account verified in order to withdraw your
funds. You need to provide the following information
by fax to: 1-315-633-9990 or 1-260-432-0604

A copy of a void check for the bank listed in your
StudioPay account
A copy of a recent Utility Bill showing your full
address as listed in your StudioPay account

Once these documents have been received we will verify
your account and you will be able to request
withdrawal of your funds by check, direct deposit to
your bank and coming in January your StudioPay Debit
Card.

Once you have verified your checking account, you can
request up to fund your account using electronic check
system too.

For international members (not in US), you do not need
to send us a void check. All you need to do is to fax
us a recent Utility Bill and a copy of your ID as
listed in your StudioPay account. For those who did
not have a fax machine, you can email your copy to
Jeanne@studiopay.com

Please verify your account as soon as possible in
order to prevent a delay in withdrawing your funds.

Good News!

Our own credit card facility at StudioPay is ready.
You can fund your StudioPay account easily using your
credit card.
*************************************

WOW! What a load of steaming CRAP this is!

First of all, almost all HYIP's are con jobs run by
thieves, liars and con artists.

Second, it now appears like the con artists are
attempting to BRANCH OUT into complete credit card and
banking fraud, so thay can take NOT ONLY all the money
and run, BUT YOUR IDENTITY TOO!

If you are stupid enough to go through this ridiculous
"account verification procedcure" you will just have
handed these con artists:

1. The keys to your checking account! They will be
able to completely DRAIN your checking account at
their whim, and run away with the money to Russia or
wherever else before you even realize the money has
left your bank account.

Imagine your excitement when you pull into the gas
station to put gas in your car. You swipe your ATM
card at the pump, knowing that you have several
thousand in the bank, ONLY TO REALIZE YOU HAVE A ZERO
BALANCE!

2. The keys to your credit card account, so that they
can do the same thing to IT that they have just done
to your checking account.

3. You have also given these con artists your SSN and
other sensitive personal verificaiton information.
With this informaiton, they can impersonate you, and
order NEW CREDIT CARDS ON YOUR NAME WITHOUT YOU EVEN
KNOWING IT!

BEFORE YOU KNOW IT, YOU COULD BE $100,000.00 IN DEBIT
WITHOUT EVEN KNOWING IT -- that is, until the banks
sue you for non payment and you lose your house!

So go ahead, give these animals your "account
verification information," BUT DON'T SAY THAT NO ONE
EVER WARNED YOU ABOUT THIS!

John

=====
---->Gaming solutions, and Ecurrency systems and usages !
----- New Investment Opportunities ------
----> Encryption Services, Relocation Services to
----> Costa Rica, and Elsewhere Privacy/Offshore Consultations
----> Send email to: porongo@safe-mail.net for info.
--<>-- --<<<+>>>-- --<>--
----> Become the Success You Deserve in Life!
----> Visit Destiny Central http://www.destiny-worldwide.net <---
--<>-- --<<<+>>>-- --<>--
Get Spiritual Refreshment. Restore your soul.
----> http://www.destiny-worldwide.net/rcg/ <-----------------
----> Discover the mystery of Costa Rica!
----> http://www.destiny-worldwide.net/costa-rica/ <---------------
--<>-- --<<<+>>>-- --<>--
-----------------> Visit our New Blogs! <-----------------
----> SuccessQuest http://successquest.blogspot.com/
----> The Real Truth http://destiny-worldwide.blogspot.com/
----> Costa Rica News http://costa-rica-news.blogspot.com/
------------------



__________________________________
Do you Yahoo!?
Read only the mail you want - Yahoo! Mail SpamGuard.
http://promotions.yahoo.com/new_mail

Thursday, November 25, 2004

Watch out for IntGold

The exchange provider CapitalX has been raising red
flags lately about IntGold.

We do not know if these complaints are for real or
not, as CapitalX is a fairly new exchanger and lacks a
certain amount of credibility at this point as we have
never used them.

However, if any of you have had simillar problems with
IntGold, please share it with the lists so that we can
get to the bottom of it.

The whole sordid story is here:

http://www.capitalex.com/clientadvisory.php

But remember, there are 2 sides to every story.

John


=====
---->Gaming solutions, and Ecurrency systems and usages !
----- New Investment Opportunities ------
----> Encryption Services, Relocation Services to
----> Costa Rica, and Elsewhere Privacy/Offshore Consultations
----> Send email to: porongo@safe-mail.net for info.
--<>-- --<<<+>>>-- --<>--
----> Become the Success You Deserve in Life!
----> Visit Destiny Central http://www.destiny-worldwide.net <---
--<>-- --<<<+>>>-- --<>--
Get Spiritual Refreshment. Restore your soul.
----> http://www.destiny-worldwide.net/rcg/ <-----------------
----> Discover the mystery of Costa Rica!
----> http://www.destiny-worldwide.net/costa-rica/ <---------------
--<>-- --<<<+>>>-- --<>--
-----------------> Visit our New Blogs! <-----------------
----> SuccessQuest http://successquest.blogspot.com/
----> The Real Truth http://destiny-worldwide.blogspot.com/
----> Costa Rica News http://costa-rica-news.blogspot.com/
------------------



__________________________________
Do you Yahoo!?
Take Yahoo! Mail with you! Get it on your mobile phone.
http://mobile.yahoo.com/maildemo

Monday, November 22, 2004

Fwd: [PT] Very strange developments

Read this message very carefully. For those on our
lists who have read "The Science of Getting Rich" and
have listened to our success lessons at Destiny
Central, and have begun to learn what the universe is
really like,and how our minds can affect that
universe, this will not come as much of a surprise.

Rather, it is a vindication of what Wallace Wattles
wrote so long ago, that the universe is "formed of
formless stuff" and that our minds can "impress
thoughts upon this formless stuff," and that the act
of impression can produce for us what we desire or
want.

It also verfies what Wattles says, that the universe
is filled with abundance. Indeed, abundance is the
NATURAL state of the universe, and lack is an
UNNATURAL state.

At last, hard science is catching up with what Wattles
and others have been saying for a long, long time.

What needs to happen is for us to become a super
conductor. We need to impress our thoughts and
consciousness onto the formless stuff, and the
universe we want can manifest itself for us.

To put it simply, if we don't like the so called
"reality" we appear to be in, we have the power to
change it. If it is just us who wants this change,
the act of impressing these thoughts on the universe
may actually shift us into a universe where our dreams
really can and do come true.

Read this fascinating and uplifting story below, and
then realize that by putting your foot on the true
road to success and abundance and joy, you are
actually half way there already.

Enjoy!

John

>
http://www.garyascott.com/archives/2004/11/22/1123/index.html
>
> Changing Everything
>
> This November 22, 2004 Gary Scott message shows a
> huge discovery that
> can affect our international business, our
> international investments
> and enhance our wealth. About three years ago the
> Gary Scott site
> shared the message below:
>
> "Where does a wealth attitude come from?" To answer
> this we have to
> look at the Quantum aspects of life. Doing this can
> help us with our
> wealth as well because the foundations of wealth
> have the same
> attitude root! Begin with our physical selves which
> to our five
> senses looks, feels, smells, tastes and sounds
> solid. Yet if science
> is to be believed we know that we are not. We are
> told (and most of
> us believe) that if we dig deep enough we'll find
> that the solid
> stuff that makes us is just a bunch of molecules
> swirling around one
> another separated by vast amounts (in relative
> terms, the molecules
> are as far from each other as earth is to the sun)
> of space. And as
> you'll see in a minute if we believe it, it is real.
>
> Plus we also believe that if we look deeper we find
> that even these
> molecules are not solid, but are again composed by
> bits of stuff we
> call atoms swirling in vast amounts of space. Nor is
> this the end.
> These atoms are also broken down into even tinier
> parts, electrons,
> neutrons, protons that are made of even smaller
> bosons, quarks and
> such.
>
> Finally we reach a point where these smallest bits
> act differently
> than any way we can imagine in our physical world.
> This is their
> Quantum state, a place where the essence of all
> physical things
> sometimes acts like bits of matter and other times
> acts like energy.
>
> Here is the crunch.
>
> Science tells us that it is the act of observation,
> or our intention
> or attention that determines whether these bits are
> energy or stuff.
> In other words if science is to be believed, we
> literally create the
> universe in which we live. This first dramatically
> came home to me
> when I read an article in USA Today entitled,
> "Quantum Computer"
> which states Atomic Quantum computers (QC) will
> probably take the
> world into the next era of information technology.
>
> The article says that the QC works in Qubits of
> processing power and
> has a different type of logic (which works on the
> principles of
> quantum mechanics) that makes their speed immense.
> For example a
> forty qubit (IBM labs have already created up to
> three qubit
> computers) processor would have all the power of
> today's super
> computers, but would be enormously faster. A Quantum
> computer would
> be a billion times faster than a Pentium III PC.
> According to the
> article, a current super computer trying to find one
> number in a
> database of all the world's phone books would take
> one month. A
> quantum computer would take 27 minutes!
>
> Labs around the world are pushing this science hard.
> IBM,
> Hewlett-Packard, Bell Labs, UC Berkeley are just a
> few U.S. concerns
> that have invested heavily in this technology.
> Because these
> computers will be able to break any type of code or
> encryption, the
> CIA, Pentagon etc. are both very nervous yet
> interested all at the
> same time. The government has set up a well-funded
> quantum computer
> lab at the Los Alamos National Laboratory.
>
> The point?
>
> What I am about to write is not science fiction nor
> airy-fairy stuff.
> Billions are already being invested by some of the
> largest companies
> and governments in the world. Yet all this investing
> is in something
> none of us may be able to understand or even worse
> can't even
> believe. According to the article, Charles Bennett,
> IBM's best known
> quantum computer scientist says, "It takes a great
> deal of courage to
> accept these things. If you do, you have to believe
> in a lot of other
> strange things." MIT's Neil Gershenfeld, who with
> IBM's Issac Chuang
> built the most successful Quantum computer to date,
> says, "Nature
> knows how to compute. We just don't know how to ask
> the right
> questions." Here is how the computer works. All
> atoms have a spin of
> up or down, so scientists can use these spins in the
> same way that
> transistors are currently used in today's computers
> to represent a 0
> or 1.
>
> So far so good, but here is where the quantum
> factors come in that
> are the source of the amazing power of these
> computers. Atoms can
> have both an up or down spin at the same time until
> they are
> measured. The act of measuring forces the atom to
> choose between up
> or down. In essence what these scientists are saying
> is it's not the
> atom that has the spin, but the act of observation!
> In other words,
> these computers do not depend on matter but on
> motion.
>
> Remember I am simply passing on what USA Today says
> IBM, Hewlett
> Packard, the U.S. Government and others are spending
> billions on
> right now. But Quantum weirdness does not end here.
> The article
> continues by saying that qubits don't do
> calculations in linear form
> like current computers. They instead do all possible
> calculations at
> the same time, straddling all possible answers until
> the act of
> measuring the qubits forces them to settle on an
> answer.
>
> Weirder still? According to the article, the Quantum
> computer holds
> an infinite number of right answers for an infinite
> number of
> universes (remember I am not writing this, the USA
> Today article and
> the computers already exist). The computer just
> gives you the right
> answer for the universe you happen to be in at the
> time. To believe
> in Quantum computers (which our government and
> private industry is
> spending billions on) we have to believe in parallel
> universes.
>
> This is hard to grasp and then it gets even harder!
> Quantum computers
> gain even more power because of a process called
> entanglement. When
> two atoms are observed by the same force, they
> become entangled and
> remain so even though they may be light years apart.
> Their spins are
> in all positions at once, but the instant one
> entangled atom is
> observed its spin goes one way. At that same
> instant, the spin of the
> other particle locks in the opposite direction (even
> though they are
> then light years apart). This is essential to the
> increased speed of
> Quantum computers. Today's computers are limited to
> the speed, which
> an electron can pass through a wire (the speed of
> light). With
> entanglement, a quantum computer's speed can blow by
> today's
> computers because the shift in spin even over light
> years is
> instantaneous! In addition because of entanglement
> according to USA
> Today, there are ways to do Star Trek type
> teleportation.
>
> Remember I am not writing these words. According to
> USA Today, Stan
> Williams of Hewlett-Packard says, "The potential is
> so huge and it
> would be so disruptive it could completely change
> the way at least
> some computing is done." So in short our attitude,
> our attention or
> intention or focus or beliefs or let's use the word
> faith is what
> creates our world.
>
> That was quite a leap of faith to think that we
> could have
> technology as powerful as this in just thirty years.
> We may not have
> to wait so long! A very intelligent reader
> remembered this message
> and just wrote:
>
> "Gary, IBM scientists have successfully measured the
> energy it takes
> to "flip" the magnetic orientation of a single atom.
> This measurement
> of one of the fundamental magnetic properties of
> materials is a
> significant step in developing nanometer scale
> magnetic structures
> for ultradense data storage, as well as other
> applications, one of
> the most significant of which is quantum computing.
> Follow this
> information and watch IBM. This could create a huge
> trend..with
> ramifications unknown!
>
> Gary


=====
---->Gaming solutions, and Ecurrency systems and usages !
----- New Investment Opportunities ------
----> Encryption Services, Relocation Services to
----> Costa Rica, and Elsewhere Privacy/Offshore Consultations
----> Send email to: porongo@safe-mail.net for info.
--<>-- --<<<+>>>-- --<>--
----> Become the Success You Deserve in Life!
----> Visit Destiny Central http://www.destiny-worldwide.net <---
--<>-- --<<<+>>>-- --<>--
Get Spiritual Refreshment. Restore your soul.
----> http://www.destiny-worldwide.net/rcg/ <-----------------
----> Discover the mystery of Costa Rica!
----> http://www.destiny-worldwide.net/costa-rica/ <---------------
--<>-- --<<<+>>>-- --<>--
-----------------> Visit our New Blogs! <-----------------
----> SuccessQuest http://successquest.blogspot.com/
----> The Real Truth http://destiny-worldwide.blogspot.com/
----> Costa Rica News http://costa-rica-news.blogspot.com/
------------------



__________________________________
Do you Yahoo!?
The all-new My Yahoo! - Get yours free!
http://my.yahoo.com


Thursday, November 18, 2004

How scammers run rings round eBay


>
>
> How scammers run rings round eBay
> By Ken Young
>
> Published Tuesday 16th November 2004 16:15 GMT
>
> Everyone knows that buying and selling on eBay is
> precarious. Even eBay
> admits this and gives basic advice on its site that
> it believes helps
> eliminate most fraud.
>
> But there appears to be a basic weakness in eBay's
> system that fraudsters
> and petty thieves are exploiting. It occurs when
> buyers pay sellers direct
> into the sellers' bank account by cheque or cash.
> The following is a real
> example that occurred in September this year (names
> withheld for legal
> reasons). Let's call the buyer Tom and the seller
> Harry.
>
> Tom won the bid for a mobile phone and agreed to pay
> Harry (who lives 80
> miles away from Tom) £185 plus £6 insurance using
> cash at a branch of
> Harry's bank. A few days later a box arrived. It
> contained a battery charger
> and an earplug, but no phone. Tom informed Harry who
> said that he believed
> someone at the post office must have stolen the
> phone and that he would look
> into it.
>
> Days passed and Tom then asked Harry to claim on the
> insurance. Harry said
> he had lost the insurance slip and would instead
> refund 50 per cent of the
> £185. A week passed and Tom called Harry to say no
> payment had been received
> and that he was losing his patience and would report
> the matter to eBay.
>
> Harry made more excuses and stopped answering his
> mobile phone. Over the
> next few weeks they spoke occasionally but Harry
> refused to send any money
> and blamed Tom for his removal from eBay (subsequent
> to Tom informing eBay
> of his loss). Tom contacted Harry's bank but the
> bank refused to provide
> Harry's address. Tom only knows Harry's mobile phone
> number and Hotmail
> email address.
>
> In summary, Tom spent £196 on a phone that never
> arrived and he is not
> alone. As a result of basic research for this story
> we have been contacted
> by five people who have experienced similar scams
> (their stories, in emails,
> are copied below). The fact is it appears far too
> easy for this scam to be
> perpetrated.
>
> Pattern of fraud
>
> The pattern is all too predictable. Buyers and
> sellers agree not to go
> through the more secure PayPal system because it
> costs more to do so. So
> buyers take the risk of sending the money to the
> seller who either doesn't
> send the goods or sends shoddy or fake goods. The
> sellers protect themselves
> against prosecution by claiming loss, or disputing
> the buyer's version of
> events. The amounts involved - though not
> insignificant to the buyer - are
> too small for eBay to want to take the matter
> further.
>
> There is one other common factor in all these
> stories. Though the buyers
> report the matter to eBay they are invariably
> frustrated at standard email
> responses and being steered towards a mediation
> system which costs the buyer
> £15 and even then may or may not lead to resolution.
> Alternatively, sellers
> can claim compensation through eBay and may get a
> maximum of £105 - if they
> claim between 30 and 90 days after the event and
> meet the criteria for
> payment. In our example above Tom made a claim last
> month and is still
> waiting.
>
> A common refrain is: "Should I report this to the
> police? eBay are not
> replying to my emails about this and I don't know if
> the police are aware or
> not. What should I do?"
>
> eBay declined an interview in relation to this story
> but instead issued a
> statement:
>
> "eBay takes the issue of fraud very seriously and
> investigates every case of
> fraud reported to it. eBay currently has over 1,000
> people worldwide with
> backgrounds in law enforcement, customer support,
> advanced computer
> engineering and analysis dedicated to making eBay
> one of the safest places
> to trade online and, in the UK, employs an
> ex-Scotland Yard officer as
> liaison point for law enforcement agencies.
>
> "The majority of transactions on the eBay site are
> completely secure and
> without incident. Approximately 0.01 per cent of
> transactions end in a
> confirmed case of fraud."
>
> This means that for every million transactions, 100
> are 'confirmed'
> fraudulent, though the criteria for this
> confirmation are not available. Any
> security consultant will say that is an acceptable
> level of risk and way
> below fraud levels on credit cards. Not
> surprisingly, eBay therefore does
> not advise people specifically not to pay by cheque
> or cash payment into a
> seller's bank account.
>
> Top tips
>
> On the eBay website its 'top tips' state that
> sellers should ideally use
> secure payment systems like PayPal (which offers
> greater levels of
> protection, though still limited if the seller has
> little or no track
> record) and should NOT use money transfer services
> "like Western Union".
>
> But aside from telling buyers to be wary it does not
> tell buyers NOT to send
> cheques or pay directly into sellers' bank accounts
> (either by money
> transfer or using cash at a bank branch). Clearly it
> believes that most such
> transactions are safe and therefore if the buyer
> assesses the risk as low,
> then why not?
>
> Many eBay users may agree - it's 'caveat emptor'
> applied to the world of
> online car boot sales. But when Steve Gold, a
> security consultant, celebrity
> ex-hacker (he co-hacked the Duke of Edinburgh's
> Prestel mailbox), and former
> accountant also gets hit by such a scam you begin to
> wonder how the mass of
> eBay's users are avoiding getting stung and whether
> the 0.01 per cent figure
> is an accurate reflection of the amount fraud
> occurring.
>
> Gold, an experienced eBay user, reports that he
> bought a hard drive for £63
> from a man who never sent the item. After weeks of
> the usual hassle he used
> 192.com to track the man down to confront him. The
> seller - somewhat shocked
> to see his 'victim' - pleaded poverty and illness
> and apologized profusely.
> Gold admitted defeat safe in the knowledge that at
> least he had confronted
> his fraudster and learnt a useful - if painful -
> lesson.
>
> Pants down
>
> He now says he uses a mixture of web tools to check
> out sellers. He pays
> 192.com £25 per 100 enquiries to get addresses from
> phone numbers; he uses
> maporama.com to check out locations of sellers; and
> he admits he is more
> cautious than ever.
>
> "eBay is caught with its pants down," he says. "They
> are neglecting their
> customers; they should make a shed load of
> information available to help
> people to avoid this." Like others Gold says he hit
> a brick wall when he
> tried to get other bodies involved: "I went to
> trading standards - they
> weren't interested. I even compiled a dossier on the
> seller and sent it to
> his local police force. Subsequently they told me
> they were aware of eBay
> fraud but don't deal with it." Gold believes the
> level of fraud on eBay is
> higher than the 0.01 per cent figure given: "But how
> can we tell? eBay won't
> reveal the real figures so we have no way of
> knowing."
>
> He has a point. Credit card fraud has been reduced
> over the years by greater
> public awareness over the levels and types of fraud
> occurring. eBay is
> relying on sellers to be 'careful' but the question
> for the regulatory
> authorities remains: Is eBay doing enough to protect
> its users? Those who
> lose out as a result of this type of scam certainly
> think not.
>
> Clearly eBay cannot be held responsible for
> dishonesty among sellers but
> perhaps it could do a lot more to warn people how
> easy it is for petty
> criminals to exploit our desire for a bargain. Maybe
> it is time for an
> independent body to track complaints against the
> system so that buyers can
> get a better picture of the types and frequency of
> frauds occurring. ®
>
> Below are a selection of emails from others
> defrauded via eBay. Names have
> been omitted for legal reasons:
>
> I was cheated out of £200 when I tried to buy an
> ipod. I corresponded with
> the seller, who seemed friendly until I sent my
> money and he clammed up. I
> got emails from another apparent victim, who also
> was a bit shy of giving
> out his contact details. I suspect the second person
> was the first in
> disguise. Top cap it all, the seller gave a bank
> account for me to deposit
> the money, which I did, but it turned out that his
> identity was totally
> fake - in fact it was someone else's ID. So he had
> used a real ID (not his
> own), to open not one but three accounts at
> Nationwide to use for fake eBay
> transactions. I contacted the police but the trail
> went cold. I did manage
> to get Nationwide to close the accounts down They
> said he had been taking
> money out as soon as it hit the account. I tried to
> contact eBay with the
> details, saying the guy wasn't returning my emails,
> they responded with an
> email saying "why don't you try our arbitration
> service." I emailed them
> asking how I could do that if the guy won't respond
> to me. They replied
> saying they were sorry about that but maybe I should
> try their arbitration
> service. I then asked how I could claim on their
> insurance policy to
> reimburse defrauded customers, and they simply
> replied advising me to try
> their arbitration service.
>
----------------------------------------------------------------------------
>
> I bought a couple of Tiffany items - from
> different sellers - for my niece
> last Christmas. One item was fine - the other was a
> fake. The girl who sold
> it handled it perfectly. She was very chatty (by
> email) and was 'touched'
> when I told her the thing was intended as a gift for
> my niece etc.....
> Anyway, when my niece received the item, it was
> obviously a fake. We did
> consult Tiffany, who confirmed that they hadn't ever
> manufactured a piece in
> that style. I got back on to her and her response
> was something not so far
> short of f off - but without the swear words. I was
> furious. I contemplated
> forms of retribution. I did, however, go thru the
> Safe Harbour system but
> with no success. I later made a claim from eBay but
> it was such a
> long-winded process that i kind of forgot to finish
> it off. So I just lost
> the money. From my experience I'd suggest eBay needs
> to sort out its claims
> policy. It's such a hassle that it really is
> off-putting. I still use eBay
> but without the same enthusiasm.
>
----------------------------------------------------------------------------
>
> I have a reseller friend who was a victim of an
> eBay scam, and to add
> insult to injury not only did they steal his card
> details on a non-existent
> transaction, they sent him a brick through the post
> to rub salt into that
> wound.
>
> © Copyright 2004 The Register
>
http://go.theregister.com/news/2004/11/16/petty_fraudsters_ebay/
>


=====
---->Gaming solutions, and Ecurrency systems and usages !
----- New Investment Opportunities ------
----> Encryption Services, Relocation Services to
----> Costa Rica, and Elsewhere Privacy/Offshore Consultations
----> Send email to: porongo@safe-mail.net for info.
--<>-- --<<<+>>>-- --<>--
----> Become the Success You Deserve in Life!
----> Visit Destiny Central http://www.destiny-worldwide.net <---
--<>-- --<<<+>>>-- --<>--
Get Spiritual Refreshment. Restore your soul.
----> http://www.destiny-worldwide.net/rcg/ <-----------------
----> Discover the mystery of Costa Rica!
----> http://www.destiny-worldwide.net/costa-rica/ <---------------
--<>-- --<<<+>>>-- --<>--
-----------------> Visit our New Blogs! <-----------------
----> SuccessQuest http://successquest.blogspot.com/
----> The Real Truth http://destiny-worldwide.blogspot.com/
----> Costa Rica News http://costa-rica-news.blogspot.com/
------------------



__________________________________
Do you Yahoo!?
The all-new My Yahoo! - Get yours free!
http://my.yahoo.com