How scammers run rings round eBay

>
>
> How scammers run rings round eBay
> By Ken Young
>
> Published Tuesday 16th November 2004 16:15 GMT
>
> Everyone knows that buying and selling on eBay is
> precarious. Even eBay
> admits this and gives basic advice on its site that
> it believes helps
> eliminate most fraud.
>
> But there appears to be a basic weakness in eBay's
> system that fraudsters
> and petty thieves are exploiting. It occurs when
> buyers pay sellers direct
> into the sellers' bank account by cheque or cash.
> The following is a real
> example that occurred in September this year (names
> withheld for legal
> reasons). Let's call the buyer Tom and the seller
> Harry.
>
> Tom won the bid for a mobile phone and agreed to pay
> Harry (who lives 80
> miles away from Tom) £185 plus £6 insurance using
> cash at a branch of
> Harry's bank. A few days later a box arrived. It
> contained a battery charger
> and an earplug, but no phone. Tom informed Harry who
> said that he believed
> someone at the post office must have stolen the
> phone and that he would look
> into it.
>
> Days passed and Tom then asked Harry to claim on the
> insurance. Harry said
> he had lost the insurance slip and would instead
> refund 50 per cent of the
> £185. A week passed and Tom called Harry to say no
> payment had been received
> and that he was losing his patience and would report
> the matter to eBay.
>
> Harry made more excuses and stopped answering his
> mobile phone. Over the
> next few weeks they spoke occasionally but Harry
> refused to send any money
> and blamed Tom for his removal from eBay (subsequent
> to Tom informing eBay
> of his loss). Tom contacted Harry's bank but the
> bank refused to provide
> Harry's address. Tom only knows Harry's mobile phone
> number and Hotmail
> email address.
>
> In summary, Tom spent £196 on a phone that never
> arrived and he is not
> alone. As a result of basic research for this story
> we have been contacted
> by five people who have experienced similar scams
> (their stories, in emails,
> are copied below). The fact is it appears far too
> easy for this scam to be
> perpetrated.
>
> Pattern of fraud
>
> The pattern is all too predictable. Buyers and
> sellers agree not to go
> through the more secure PayPal system because it
> costs more to do so. So
> buyers take the risk of sending the money to the
> seller who either doesn't
> send the goods or sends shoddy or fake goods. The
> sellers protect themselves
> against prosecution by claiming loss, or disputing
> the buyer's version of
> events. The amounts involved - though not
> insignificant to the buyer - are
> too small for eBay to want to take the matter
> further.
>
> There is one other common factor in all these
> stories. Though the buyers
> report the matter to eBay they are invariably
> frustrated at standard email
> responses and being steered towards a mediation
> system which costs the buyer
> £15 and even then may or may not lead to resolution.
> Alternatively, sellers
> can claim compensation through eBay and may get a
> maximum of £105 - if they
> claim between 30 and 90 days after the event and
> meet the criteria for
> payment. In our example above Tom made a claim last
> month and is still
> waiting.
>
> A common refrain is: "Should I report this to the
> police? eBay are not
> replying to my emails about this and I don't know if
> the police are aware or
> not. What should I do?"
>
> eBay declined an interview in relation to this story
> but instead issued a
> statement:
>
> "eBay takes the issue of fraud very seriously and
> investigates every case of
> fraud reported to it. eBay currently has over 1,000
> people worldwide with
> backgrounds in law enforcement, customer support,
> advanced computer
> engineering and analysis dedicated to making eBay
> one of the safest places
> to trade online and, in the UK, employs an
> ex-Scotland Yard officer as
> liaison point for law enforcement agencies.
>
> "The majority of transactions on the eBay site are
> completely secure and
> without incident. Approximately 0.01 per cent of
> transactions end in a
> confirmed case of fraud."
>
> This means that for every million transactions, 100
> are 'confirmed'
> fraudulent, though the criteria for this
> confirmation are not available. Any
> security consultant will say that is an acceptable
> level of risk and way
> below fraud levels on credit cards. Not
> surprisingly, eBay therefore does
> not advise people specifically not to pay by cheque
> or cash payment into a
> seller's bank account.
>
> Top tips
>
> On the eBay website its 'top tips' state that
> sellers should ideally use
> secure payment systems like PayPal (which offers
> greater levels of
> protection, though still limited if the seller has
> little or no track
> record) and should NOT use money transfer services
> "like Western Union".
>
> But aside from telling buyers to be wary it does not
> tell buyers NOT to send
> cheques or pay directly into sellers' bank accounts
> (either by money
> transfer or using cash at a bank branch). Clearly it
> believes that most such
> transactions are safe and therefore if the buyer
> assesses the risk as low,
> then why not?
>
> Many eBay users may agree - it's 'caveat emptor'
> applied to the world of
> online car boot sales. But when Steve Gold, a
> security consultant, celebrity
> ex-hacker (he co-hacked the Duke of Edinburgh's
> Prestel mailbox), and former
> accountant also gets hit by such a scam you begin to
> wonder how the mass of
> eBay's users are avoiding getting stung and whether
> the 0.01 per cent figure
> is an accurate reflection of the amount fraud
> occurring.
>
> Gold, an experienced eBay user, reports that he
> bought a hard drive for £63
> from a man who never sent the item. After weeks of
> the usual hassle he used
> 192.com to track the man down to confront him. The
> seller - somewhat shocked
> to see his 'victim' - pleaded poverty and illness
> and apologized profusely.
> Gold admitted defeat safe in the knowledge that at
> least he had confronted
> his fraudster and learnt a useful - if painful -
> lesson.
>
> Pants down
>
> He now says he uses a mixture of web tools to check
> out sellers. He pays
> 192.com £25 per 100 enquiries to get addresses from
> phone numbers; he uses
> maporama.com to check out locations of sellers; and
> he admits he is more
> cautious than ever.
>
> "eBay is caught with its pants down," he says. "They
> are neglecting their
> customers; they should make a shed load of
> information available to help
> people to avoid this." Like others Gold says he hit
> a brick wall when he
> tried to get other bodies involved: "I went to
> trading standards - they
> weren't interested. I even compiled a dossier on the
> seller and sent it to
> his local police force. Subsequently they told me
> they were aware of eBay
> fraud but don't deal with it." Gold believes the
> level of fraud on eBay is
> higher than the 0.01 per cent figure given: "But how
> can we tell? eBay won't
> reveal the real figures so we have no way of
> knowing."
>
> He has a point. Credit card fraud has been reduced
> over the years by greater
> public awareness over the levels and types of fraud
> occurring. eBay is
> relying on sellers to be 'careful' but the question
> for the regulatory
> authorities remains: Is eBay doing enough to protect
> its users? Those who
> lose out as a result of this type of scam certainly
> think not.
>
> Clearly eBay cannot be held responsible for
> dishonesty among sellers but
> perhaps it could do a lot more to warn people how
> easy it is for petty
> criminals to exploit our desire for a bargain. Maybe
> it is time for an
> independent body to track complaints against the
> system so that buyers can
> get a better picture of the types and frequency of
> frauds occurring. ®
>
> Below are a selection of emails from others
> defrauded via eBay. Names have
> been omitted for legal reasons:
>
> I was cheated out of £200 when I tried to buy an
> ipod. I corresponded with
> the seller, who seemed friendly until I sent my
> money and he clammed up. I
> got emails from another apparent victim, who also
> was a bit shy of giving
> out his contact details. I suspect the second person
> was the first in
> disguise. Top cap it all, the seller gave a bank
> account for me to deposit
> the money, which I did, but it turned out that his
> identity was totally
> fake - in fact it was someone else's ID. So he had
> used a real ID (not his
> own), to open not one but three accounts at
> Nationwide to use for fake eBay
> transactions. I contacted the police but the trail
> went cold. I did manage
> to get Nationwide to close the accounts down They
> said he had been taking
> money out as soon as it hit the account. I tried to
> contact eBay with the
> details, saying the guy wasn't returning my emails,
> they responded with an
> email saying "why don't you try our arbitration
> service." I emailed them
> asking how I could do that if the guy won't respond
> to me. They replied
> saying they were sorry about that but maybe I should
> try their arbitration
> service. I then asked how I could claim on their
> insurance policy to
> reimburse defrauded customers, and they simply
> replied advising me to try
> their arbitration service.
>
----------------------------------------------------------------------------
>
> I bought a couple of Tiffany items - from
> different sellers - for my niece
> last Christmas. One item was fine - the other was a
> fake. The girl who sold
> it handled it perfectly. She was very chatty (by
> email) and was 'touched'
> when I told her the thing was intended as a gift for
> my niece etc.....
> Anyway, when my niece received the item, it was
> obviously a fake. We did
> consult Tiffany, who confirmed that they hadn't ever
> manufactured a piece in
> that style. I got back on to her and her response
> was something not so far
> short of f off - but without the swear words. I was
> furious. I contemplated
> forms of retribution. I did, however, go thru the
> Safe Harbour system but
> with no success. I later made a claim from eBay but
> it was such a
> long-winded process that i kind of forgot to finish
> it off. So I just lost
> the money. From my experience I'd suggest eBay needs
> to sort out its claims
> policy. It's such a hassle that it really is
> off-putting. I still use eBay
> but without the same enthusiasm.
>
----------------------------------------------------------------------------
>
> I have a reseller friend who was a victim of an
> eBay scam, and to add
> insult to injury not only did they steal his card
> details on a non-existent
> transaction, they sent him a brick through the post
> to rub salt into that
> wound.
>
> © Copyright 2004 The Register
>
http://go.theregister.com/news/2004/11/16/petty_fraudsters_ebay/
>


=====
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----- New Investment Opportunities ------
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----> Costa Rica, and Elsewhere Privacy/Offshore Consultations
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This is what happens to real programs run from the USSA

I have said this before, and I will say it again: you
cannot run a successful honest program from the USSA.
The scammers like Osgold have absolutely nothing
happen to them. It would be easy for the FEDGOV to
trace down Reed, extradite him, freeze his accounts,
liquidate his hotels and other holdings, etc., but
they don't do that.

They could care less that you were ripped off by this
scum.

But, they DO go after honest programs and seek to shut
them down, because they can't let the "little people"
escape from their slavery to a JOB.

That is why LOCATION is important for a program as
well as it is for real estate. If an honest program
is stupid enough to operate frm the USSA, the UK, or
some other places, they will eventually bite the dust.


Even offshore you have no guarantee these days, but
you have a better chance.

Here is a report on the FEDGOV attack on Crown, Inc.
We were not involved in this one, but in case any of
you are, here are the FACTS and please pass these
along.

Go to the website indicated in this report for more
details. We are not tracking this one, but thought
this is an important lesson of where NOT to keep or
invest your money.

John

P.S. By the way, the program operator's and his
attorney's faith in the US "justice" system is
touching, but they will soon find out there is none, I
predict. I predict that no matter what the facts of
the case are, the owners are going to jail, and their
and all the investor's assets will be confiscated and
eaten by BB. Let's see if I am right.


Crown Inc Program updated Nov 4th

DON'T GIVE UP THE SHIP! THE BOSS SAYS:

BER, WE ARE IN THE PROCESS OF ENGAGING ONE OF THE
LARGEST ATTORNEY FIRMS IN THE US AND I FEEL GOOD ABOUT
WHAT EVIDENCE WE WILL SHOW. THEY ONLY HAVE THE
PLAINTIFF SIDE; NOTHING OF OUR SIDE YET. MY ATTORNEY
FEELS GOOD. THANKS FOR ALL YOUR PRAYERS FOR MY FAMILY.
RANDY ( Crown Inc boss).

So; read the below with a grain of salt. God is on
Randy's side in this atrocity, he has too many
humanitarian projects depending upon him to let SEC
get away with stripping everything away. What we need
is YOUR prayers; LOTS of them. Pray as we do ,
everyday, that justice is served in this case. Ber

Oct 21,2004
As of this day until further notice Crown Inc will not
be accepting further deposits. Although I have
personally seen the portfolio of legitimate businesses
Crown Inc is involved with to earn the money, a major
one even displayed on the stock exchange, SMPP, the
boss has now come under investigation by big brother,
SEC, for running a ponzi scheme. Folks, Crown Inc has
paid everyone for four years straight; NO MISSED
PAYMENTS except for Sept and Oct 2004 after SEC froze
ALL of their bank accounts, onshore as well as
offshore. This is not about his legitimacy, but about
keeping money away from us slaves; and stealing big
money for black opps government use. He has much
proof of receipts of these businesses, I have seen
them as well as the portfolio of businesses which made
the earnings. In some months withdrawals exceeded
money sent in and these were paid; ponzis don't work
that way.

Court date was Nov 1,2004, and an injunction was
handed down that essentially froze all assets and put
them in receivership. But as I understand it, Randy
has not yet been able to present his case. Go to
http://www.tflinc.com/cases_waterhouse.html There is
a list of
cases on the right hand side and one of them is Learn
Waterhouse. Crown Inc holdings were part of Learn
Waterhouse. Having been privileged to know the
workings of this company, I consider this an atrocity.
And we all know what happens when government gets
involved. How many dollars have you received back from
OsGold, OsOpps, Income Ventures, Crystal Capstone, E
Biz, Rent and Mortgage, EvoCash, and many other
similar situations in which government stepped in but
never allocated anything to anybody except themselves.


My only guess in this matter is that their venturing
into the bank trading arena which is loathe with
dishonest people, especially at the upper echelon
levels with which they were dealing, put the
businesses side of the portfolio in jeopardy. This is
only speculation on my part at this part in time. I
am also told there was a vendetta involved here.

When and if this is resolved Crown Inc will again
resume taking in funds. Don't send me emails to
comment further on this as I cannot at this time. I
will put out additional information in my newsletter
which you can subscribe to at
www.detailshere.com/listserve.htm and which I will
also post at www.detailshere.com/newsletterupdates.htm


DO read the explanation put out in my 10-22 newsletter
regarding this at
www.detailshere.com/newsletterupdates.htm

Crown Inc is a daughter company of Learn Waterhouse
Inc. You can find the complaint at
http://www.sec.gov/litigation/litreleases/lr18932.htm

At this point in time I know nothing more than is
posted on this page; but I will keep you updated.

Ber























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----> http://www.destiny-worldwide.net/costa-rica/ <---------------
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Today's Insight and Inspiration

Think about this one for a while. It is short, to the
point, and says it all:

"If you think you have to get THIS in order
to have THAT, then what you REALLY want is
THAT, not THIS."

=====
---->Gaming solutions, and Ecurrency systems and usages !
----- New Investment Opportunities ------
----> Encryption Services, Relocation Services to
----> Costa Rica, and Elsewhere Privacy/Offshore Consultations
----> Send email to: porongo@safe-mail.net for info.
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----> Become the Success You Deserve in Life!
----> Visit Destiny Central http://www.destiny-worldwide.net <---
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Error in Newsletter

Sorry, folks, I caught one error in the newsletter
after I hit send, but it is non critical.

The Table of Contents does not list our exciting NEWS
DIGEST section, which is the last section of the
newsletter.

This section is very informative, because it has FULL
COVERAGE of the Evocash downtime and Xchanger's
decision to drop Evocash from the currencies they
deal in.

That, plus lots more exciting NEWS you won't want to
miss.

Also, I know that in some email clients there is a
formatting problem. Most email readers display our
newsletters properly, but some don't, including this
one I am using right now. For those that improperly
display the newsletter, lines will be a bit jumbled,
etc, but you can still read the content.

I believe I have a solution to this, and will
experiment on it next week.

We also have some exciting new programs, plus I will
be adding a WHOLE NEW program section of lower yield,
and therefore, theoretically, "safer" programs. I
have found a very interesting safelist just bulging
with these, and most have been a around a while to.

Hopefully by next week I will have some of these joined.

One program I wanted to list today prefers Evocash,
and since I have some in my account, I would like to
oblige, except that they are DOWN right now. so that
one will wait until the Evocash problem is resolved.
I figure I might as well get those Evos working if
they still even exist!

Anyway, enjoy this newsletter. It is jam packed with
exciting goodies for you!

John



---->Gaming solutions, and Ecurrency systems and
usages !
----- New Investment Opportunities ------
----> Encryption Services, Relocation Services to
----> Costa Rica, and Elsewhere Privacy/Offshore
Consultations
----> Send email to: porongo@safe-mail.net for info.
--<>-- --<<<+>>>-- --<>--
----> Become the Success You Deserve in Life!
----> Visit Destiny Central
http://www.destiny-worldwide.net <---
--<>-- --<<<+>>>-- --<>--
Get Spiritual Refreshment. Restore your soul.
----> http://www.destiny-worldwide.net/rcg/
<-----------------
----> Discover the mystery of Costa Rica!
----> http://www.destiny-worldwide.net/costa-rica/
<---------------
--<>-- --<<<+>>>-- --<>--
-----------------> Visit our New Blogs!
<-----------------
----> SuccessQuest http://successquest.blogspot.com/
----> The Real Truth
http://destiny-worldwide.blogspot.com/
----> Costa Rica News
http://costa-rica-news.blogspot.com/
------------------

Invest Rite, Oct. 15 -- helping you become Financially Free!

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>>Invest Rite -- Helping you become financially free!<<
=============================================

A publication of Destiny Worldwide Net
http://www.destiny-worldwide.net

Also Visit the Offshorearnings.com website:
http://www.offshorearnings.com Offshore Transaction
Processor

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=========================================
TODAY'S CONTENTS
=========================================
*Today's Insight and Inspiration

*Updated Program List

*Feature Article: Online Lottery schemes. A form of
Advanced fee scam

*Real World Investment Notices


=========================================
SPONSOR'S MESSAGE
=========================================
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=========================================
TODAY'S INSIGHT AND INSPIRATION
=========================================
Today's Insight and Inspiration-Dreamers and Doers

Lyrics from a song I wrote 14 years ago:

"Wealth comes to you in a dream only you may know

it reveals itself with a flair only it may show...."

"As you break through the images that flow through
your subconscious mind

You will find a new consciousness that takes you

beyond space and time"

I have my own unique huge dream. Do you?

Many of us, myself included, bought into the myth
that there were
dreamers and there were doers, and that creative
dreaming
precludes persisitant focused working.

Wealth has asked me to dream huger dreams than I ever
could have
imagined, and has also requested that I do more to
realize those
dreams than I ever thought I could.

Abundance consioussness is not for the passive couch
potato. Your
efforts, your willingness to take total
responsibility for your own

investment decisions, your dreams, are integral parts
of it. Wealth
wants the dreamer and doer in you to merge and soar.
I am honored to
be in your company, dear fellow members.

[if you have an inspirational story, poem, etc. that
you want to
share with the group, please email them to me]

=========================================
PROGRAM'S LIST
=========================================
We are now featuring our Program's list as part of
this newsletter.
We hope to keep it more up to date, and have at least
one newsletter
per week. We have some excellent new entries below,
and more coming
as we get the time to check them out! Enjoy!


Investment & Other Programs

NOTE: All listings here are merely recommendations
based on our experience

and research. In no way can it be construed as
investment advice or a

securities offering, etc. We are not responsible for
the outcome of any of

your investments with the programs listed here. All
transactions are between

you and the various program administrators. We have
absolutely no

responsibility for the performance of any of the
programs on this list. We

offer this list on a best efforts basis only. Never
invest more than you can

afford to lose. This means that you should use
discretionary funds only.

You are also responsible to know the legal issues
surrounding such

investments in your home jurisdiction.


NOTE: The programs are not listed in order of
preference. New programs are

entered to this page from the top, older programs are
on the bottom. Thus,

if you want to see more established programs, you
need to scroll down.


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make sure you have your referrer's email address
Put your email
address/ your referrer's
email in memo line [our address for this program is:
xarlem@destiny-worldwide.net].

Then send us an email at
PIPSRandomizer@safe-mail.net with your spend
info and your other account info. For example,
if you pay by egold, we'll need
your intgold and/or picpay info as well in order
to pay you when the
randomizer chooses YOU!

Spend to
Egold: 1626402
IntGold: 182675
PicPay: randomizer

Of the $20; $5 will go to your referrer, $10 to
PIPS, and $5 will be sent randomly to one of your
fellow PIPS Randomizer participants...maybe
even to YOU! All referrer and randomized
payouts will be done once per day
until we get the site ready and automated.

Come and play PIPS Randomizer with us NOW! Tell
your friends and make
even more!

The Best Kept Secret on the Net
This program is a real winner. It is now starting
its THIRD YEAR, and shows

no signs of stopping. Rather, it is showing every
sign of taking the

internet by storm. The only criticism I have for
this program is that it is

a bit confusing if you do not follow the step by step
way of learning about

it. I made the mistake of going directly to the main
site before reading all

of the material I was presented with on the
promotional site. But even so,

there is so much material written on this program, it
can take a lot of time

to wade through it. But, I have finally gotten the
full, condensed,

“straight scoop” and full explanation I wanted safely
downloaded. I am

putting this in our files area. Suffice it to say
that with a little

patience, you can easily start earning a six figure
income in about a year

and a half, starting with almost nothing. Many are
now doing just that.

Here is a link to the promotional page. Sign up,
take the tour, read, and

then take the plunge. You will be glad you did! And
the good news is you

can start with as little as $20.00!
http://www.emoneynews.com/member/?ID=destiny


PIPS:
Many report that this is simply the BEST program on
the net! In fact, our

sponsor reports that he made six figures from this
program! He has been in

it for 2 years and they have never failed to pay or
meet their obligations.

Another man we know of is making over $900.00 PER DAY
with this one, and

probably the biggest heavy hitter of all time is
making about $2,500.00 PER

DAY with this one! These reports all come from
credible, reliable sources!

And now, if you donÂ’t want to use your credit card to
join PIPS [like me],

you can use Xchangers to send money to our PICPAY
account, and, once it is

there, you can then invest in PIPS that way, plus you
can now send money from

PICPAY to all the ecurrencies and out exchange
methods Xchangers has to

offer. We also have reports that the bricks and
mortar businesses PIPS

claims to have are REAL, AND VERIFIED! There has
never been any other

program like this, so get in now while the getting is
good – you’ll be glad

you did!
https://pips.pureinvestor.com?sponsor=destiny


Realty Millions. A genuine Dot Com Millionaire is
allowing average people

like you and I, to earn return rates usually reserved
for the high-end of the

market. An excellent and secure online environment.
This is NOT your typical

HYIP, but it does have ACHIEVABLE rates of return in
the REAL WORLD. You

also receive a FREE EBOOK just for visiting the site!
http://www.realitymillions.com/index.php?ref=destiny

SHG Investment Group. Our sources tell us that this
program has been around

for over a year, and we personally know of one person
who has went through an

entire year of payments and received their principal
back! And this was some

time ago! As many of you know, the 1 year mark is
very important. That

marks the time when those principal returns must
begin, and if any of you

recall Osopps and certain others, that is the point
where those programs

finally died. So, for a program that has passed that
point, it shows more

staying power than almost anything else out there,
and so deserves your

attention. We are not telling you to bet the farm,
we never do, but this is

a good bet, in our opinion. 20% / month may seem
like a small return, but it

is high enough that if you get it for a year or more,
you will certainly love

it! And this is certainly better than those programs
that promise the moon,

and run with everyoneÂ’s money after a few months.
This year has seen enough

of those. So we now recommend this seasoned program.
Please put our

referral number, 106910 in the memo portion of your
spend. Enjoy!
http://www.shg-ig.com/cgi-bin/script.cgi?id=106910

Monster Prelaunch
Don't Get Left Behind --
Be a Part of This Awesome Initiative!
DO YOU WANT TO LIVE IN A BETTER WORLD?
A NEW HUMAN CIVILIZATION IN WHICH "WORLD PROBLEMS,"
PARTICULARLY AMONG THE

LEAST ADVANTAGED -- PROBLEMS LIKE POVERTY, DISEASE,
ENVIRONMENTAL

DEGRADATION, ETC. -- ARE BEING ADDRESSED IN MORE
COOPERATIVE, CREATIVE, AND

PRODUCTIVE WAYS...
There are many individuals and groups working for a
better world. But how can

these idealists and visionaries successfully compete
against BIG BUSINESS and

BIG GOVERNMENT who often don't seem to care about the
plight of the

downtrodden population and the degraded environment?
Join Us Now And Be a Part of This Awesome Initiative
http://www.monsterprelaunch.com/bw/623

Eqqu – Free email that PAYS YOU! There is a BRAND
NEW free email service

that is launching on Oct. 1st, and it has a TWIST.
Not only is the email

service FREE, but they will PAY YOU to use the service!

This is such a great opportunity because, just like
PAYPAL, they are willing

to share some of their advertising revenue with you
by paying you to send and

receive email through them.

Of course, this is NOT a privacy oriented email
account, so don't send or

receive sensitive emails with it. But, for general,
everyday use, it

certainly can't be beat being paid for reading email
-- even that obnoxious

spam, since they pay per click!

And they pay you several levels deep, so you can
build your earnings over

time. This won't make you rich, but it is better
than LOSING money on the

net, and you are in on the GROUND FLOOR!

Check this out at:

http://www.eqqu.com/?destinyworldwide


The Money List. This is not an HYIP. This program
lists real opportunities

to make money on the internet. Some of the programs
are free to join, others

will cost a nominal fee. But the bottom line is,
this fantastic program

helps you, step by step, to build an income on the
internet. I sort of got

into this backwards, and thought that I did not have
time to read the daily

lessons they send for the first 20+ days to get your
internet money making

system set up. But, after I made the time to read
the newsletters, I began

to see that this all made sense. It is not the fast
lane to instant riches,

but making money is certainly better than losing it
to scams. So, if you can

devote 1 hour a day for the next 20 days to building
an online money making

machine, then this is the one for you. You also get
a lot of marketing and

promotional training in these newsletters, so it is
worth it just for the

information! This most certainly is NOT a scam and
it is NOT a waste of time

if you will apply yourself. Check it out for
yourself at:
http://www.themoneylist.org/?s=3238666

CashBuilder We have been in this program since
February, and the people who

introduced it to us have been in it much longer.
This program has been

around for a while, and is still going strong. It is
one of the few HYIPÂ’s

that performs as promised. We highly recommend this
great little program!

When you join, please place our referral number,
CB16315, in the memo portion

of your spend. And enjoy the steady profits, month
after month, as we have!

There is no end in sight!
http://cashbuild.ws/


New! Internet marketing and promotional website! We
are continually

upgrading a brand new website on internet marketing
and promotion. Better

yet, many of the listings have money making
opportunities as well. Check

this site several times a week for updates. It is
the sister site to this

site. Add that extra dimension to your internet
business, and turn the

internet into your very own ATM machine! You canÂ’t
make it with HYIPÂ’s

alone. But if you set up your automatic internet
cash machine, there is no

limit to what you can achieve!
http://www.destiny-worldwide.net/internetmoney.htm




Well, thatÂ’s it for this update. We have lots more
to come, but these

programs take a long time to research and set up on
the site here. We will

soon have between 50-100 programs for you, some of
which will be FREE to

join! We will also be uploading a scams page soon,
so watch for that. Good

fortune to you!


=========================================
FEATURE ARTICLE
=========================================
*Online Lottery schemes. A form of Advanced fee scam

If it is an advanced fee, it is likely a scam

If you are like many other people who currently use
cable or aDSL
services, you leave your computer online at all times
even when you
are sleeping. You get up in the morning and open your
email and find an
email with the subject of "Grand Prize Winner."

Normally these email come with the subject and
portions of the email in

capital letters. This is common for most spammers and
scammers. For
some reason using capitals is the way many scammers
give themselves
away. When it comes to online lotteries, they are all
scams.

In most cases you can easily spot the scam. The email
is more than
likely received to an email address that is at times
older than most
programs you are in. The concept around the lottery
winning scheme is
similar to how Nigerian 419 scams are drawn out.

Like 419 scams, lottery schemes will also require you
the "winner" to
make an advanced fee payment to cover the "costs" to
transfer the funds.
This is where the scam is centered a round your
advanced fee payment.

How much is the advanced fee? This is usually
determined by who is
running the scam and through any future
correspondence you may have
before the funds are to be sent. Either way the fee
usually ranges from a
few hundred to possibly a couple of thousand dollars.

According to most of the policing authorities, all
opportunities that
require an advanced fee payment should be considered
as a scam. Any
reputable company would not require such a fee to be
paid up front. Here
is the copy of the email received.

NATURE LOTTERY INTERNATIONAL B.V
Camera Obscuralaan 12a,3021 at Amsterveen - Holland
DATE: 5th, October 2004
FROM: THE DESK OF THE VICE PRESIDENT.INTERNATIONAL
PROMOTIONS/PRIZE

AWARD..BATCH: EGGS-342-891-014: REFERENCE: 3512/14/1PD

ATTENTION:
RE: AWARD NOTIFICATION.

This is to inform you of the release of the Nature
lottery held on the
27th of September 2004. The results were released on
the 2nd, October,
2004. Your email address was attached to ticket
number 701-416-902-512
with serial number 712-981-201-742 that drew the
lucky numbers of

942-291-011-09-798, which consequently won the
lottery in the 1st
category.

You are therefore been approved for a lump sum of
payment of Dollars

1,200,000.00 (ONE MILLION TWO HUNDRED THOUSAND
DOLLARS, in cash
credited to file with REF:Nº.EGS/5232-7624/3128. This
is from US

$75,000,000.00 (SEVENTY FIVE MILLION US DOLLARS) in
cash among the 16

participating finalist playing 6,000 full tickets.

CONGRATULATIONS!!!

Your fund is now deposited with our Security Company
and insured in
your name. Due to mix up of some numbers and names,
we ask that you keep
this award from public notice untill your claims has
been processed and
the money remitted to your account as this is part of
our security
protocol to avoid double claiming of unwarranted
taking advantage of
this program by participants as it has happened in
the past.

All participants were selected through a computer
ballot system drawn
from 26,000 names from Asia, Australia, New Zealand,
Europe, North and
South America, Middle East and Africa as part of our
International
Promotions Program. We hope your lucky name will draw
a bigger cash
prize in the subsequent programs. To begin your
lottery claims , please

contact our foreign service manager.

MR:GARVIN MARCUS
Email Address:(garvxxxxxxx@netscape.net)
Telephone:0031-xxx-xxx-664

Remember, all prize money must be claimed not later
than two weeks
from the day you receive this notification.

Any claim not made before this date will be returned
to our suspence
account. And also be informed that 2% of your lottery
winning belongs
to your agent because they are the company that
bought your ticket and
played the lottery on your name, NOTE this 2% will be
remitted. After
you have received your winnings prize because the
money is insured in
your name already.

NOTE: In order to avoid unnecessary delays and
complications, please
remember to quote your reference and batch numbers in
every
correspondence with us or your claim agent.
furthermore, should there
be any change of address, please do inform your claim
agent as soon as

possible. A copy of your lucky winning ticket and
your deposit
certificate will be sent to OUR foreign service
manager MR,Garvin Marcus.

CONGRATULATION!!!!!
Once again from all members of our staff and thank
you for being a
part of our International promotions program. we wish
you continued
good fortunes.
Sincerely yours,
MRS.PATRICIA ANDREW
LOTTERY CO,ORDINATOR



=========================================
REAL WORLD INVESTMENT NOTICES
=========================================
I am associated with an extremely wealthy investor.
He is seeking non-US

companies interested in expansion. The road to doing
that...and getting funds

from him...lies with listing on a US stock exchange.
He has a method to do it

extremely inexpensively. Once the listing is done, he
will invest funds in

such a company to be used in a particular manner. His
intent is that the

company will follow his instructions and expand into
a $100 million

international company which will become an
acquisition target by a multi

national giant. Any such company must be already
producing annual sales of at

least $500,000. NO STARTUPS. Those who can find and
bring in such clients

will be financially rewarded and will own stock in
the company.

His program is extremely well thought out and is
based on over 20 years

knowledge and experience with taking companies public
and investing in public

companies.

This becomes an excellent passive investment with
very little actual work

involved once the introduction is made.

For more info. contact porongo @ safe-mail.net
[remove spaces
around the @ sign -- we are doing this to combat spam]


=========================================
NEWS DIGEST
=========================================
*Evocash Gone?

I received the following email this morning from one
of my safelists. I have verified that Xchangers has
taken Evocash off its list of currencies. I have also
verified that the Evocash site says "down for
maintenance."

That Xchangers would stop dealing in Evocash is strange,
since there is ample evidence that they are one and the
same company. So the question is: Is Evocash a
fractional
reserve currency that has finally collapsed, and, if so,
are the owners trying to "salvage something" by keeping
their Xchangers operation open?

Only time will tell. Here is the email alert below:

I received this from another listowner, I have
no idea why this would be such a crisis to the
other ecurrencies as he states below. I can see
it being a crisis to the people who have money
in there. I also am not sure of his statement
that Evo is the only ecurrency not backed by
gold. perhaps that might be more accurate to
read they are the only ecurrency not CLAIMING to
be backed by gold.

anyway, just FYI

UPDATE AND REVIEW ALERT ALERT

The next 24-48 hours are going to be critical to
the survival of the e-currency field!

X-changers has stopped processing any evo-cash
exchanges. No explanation from x-changers yet
as to the reasons. evo-cash is the only major
e-currency not backed by gold!!

The Evo-cash web site is down for maintenance
according to the site. There was no advance
notice that I know of.

There was no notice from evo-cash of the
breaking off of relations with x-changer.

My personal feeling is that goes back to
evo-cash seizing funds belonging to FLO and
refusing to account for them. X-changer was
taking a lot of flack over that when they were
completely on the outside.

What can we do? Not a darn thing except keep in
close touch with the situation. It is going to
have a huge effect on all programs unless the
situation is resolved with no further delay

Will keep you up with ongoing developments as
they occur.



*THIS JUST IN! More info. on the Xchangers/Evocash
Situation

X-Changers ceases EvoCash exchanges
FLO Situation MUST be responded to

Since the end of August 2004, the relationship
between EvoCash and
X-Changers has been pushed to the brink. For over
five years EvoCash
and X-Changers have had an excellent working
arrangement, this has now
come to a head due to the freezing of FLO funds.

The announcement was not made public like the time
when EvoCash
actually froze the FLO funds. The announcement has
been quietly made
between X-Changers and EvoCash.

The e-Told Reports have learned that the stoppage of
out-exchanges
commenced on October 13, 2004. At that time any
exchanges dealing with
either funding or out-exchanging of EvoCash have been
returned.
X-changers does state that they will continue to
offer EvoCash once the
funds embroiled in the dispute are returned to where
they came from.

The main reason X-changers have gone to this extreme
measure is because
of the lack of comment coming from EvoCash.
X-Changers has had to deal
with much of the complaining from customers. Many
serious believe that

X-changers and EvoCash are associated. The only
association between these
two entities is business.

While EvoCash continues to hold the funds and makes
no announcement as
to when, where, or how the funds will be distributed,
X-Changers has had
to deal with having their personal reputation and
credibility destroyed
due to the silence of EvoCash is working on this
problem.

At the beginning of October, it was announced that
the Government of
Denmark had shut down CashChange from doing business.
With X-changers

stopping exchanges from EvoCash, it leaves EvoCash
with no main
exchanger. There are still many reputable exchangers
handling EvoCash.

The X-changers move to cease dealing with exchanging
EvoCash is considered
to be temporary. Once the funds held in FLO accounts
are distributed back
to where they belong, X-Changers will more than
likely return to a normal

business relationship.

[Our Question of the Day: What then of FLO? Any
readers with real, up to
date info. please send it to me at
invest_rite-owner@yahoogroups.com]


*Golden Corp accused of Theft

Making THEIR life better with YOUR gold

The group that are running http://www.golden-corp.com
has been accused
of not completing the tasks promised by the
information posted on the
web site. The program has been reported due to
incomplete payouts on
the 9% non-compounded plan being offered.

The report shows that only 8 of 18 payments were
completed and that
makes for 72% of the total principle has been
returned. Many programs
tend to follow this angle by holding back a portion
of the funds as
profit for the Admin.

In many cases a program will hold back payments
because the program
has failed to bring in enough players and funds.
Since the program has

stopped paying, the Admin has posted a couple of high
priced investment
plans that seem to be simply there to steal more gold.

One of the new plans offers non-compounding while the
other includes

compounding. The non-compounding plan offers 12%
daily for 20 days,
with a minimum spend of $1,000.00 The second plan
that is compounding
also has a minimum spend of $1,000.00. Both are
offering the deposits
to be 100% secure. This of course is false information.

The so-called compounded long-term 60-day plan is
also one to not invest
in. The report includes the fact that some funds were
placed into this

compounded plan. The complaint goes on to state that
they are not
expecting any returns from this program.

The domain was created on the 13th of August 2004.
The domain
registration was made out to a Maury Simon who is
using email
address [info@golden-corp.com]. The mailing
information has this
person living in Arlington Texas. The domain is being
maintained
through ns1.xp-hosting.com.


*ID thieves target enterprises; more than 50
companies victims of scam

As an Internet surfer you have seen and read about
the methods used by

criminals to steal your identity. The criminals are
now assuming the
names of legitimate companies and creating web sites
for the purpose of

theft.

The web site is set up under the name of a reputable
company. The
scammers then apply for merchant accounts and set up
credit card
processing on the web site. Orders are then placed
through the fake
sites for the purpose of raking in a sizable profit.

The revenue is then sent to separate accounts so that
the money is not
as traceable. By the time the crime is spotted the
scammers have put
away a fair amount of money from the scheme.

Numerous companies have fallen for this scheme. One
company called
T-Data was given a bill for $15,000.00 in credit
fees. Along with
T-Data there are some 50 other firms that have been
victims of this
identity theft.

John Leyden from the Register wrote the following
article, which can be
read in full by clicking on the link provided below.

ID thieves are going corporate. Assuming the identity
of consumers to
obtain loans and credit cards under assumed names has
become the US's
fastest growing crime. Now fraudsters are applying
similar tricks
against potential enterprise victims.

Here's how it works. Crooks set up web sites under
the names of
legitimate companies and apply for merchant status
with credit card
payment processing firms. Next they put orders
through these bogus
sites using credit cards, raking off a tidy
percentage in the process.

Crooks direct these illicit revenues to separate
accounts in the hope
they'll be able to draw out a sizable wedge by the
time their ruse
is rumbled. The trick is to obtain numerous merchant
accounts for each
bogus site.


* Foreign Fund Closed by FEDS

You can read the government's news release closing
them down here:


http://www.cftc.gov/opa/enf04/opa5005-04.htm


=========================================
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=========================================
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a minimum of 5 insertions with your order. If there
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when a spot becomes available. Please email us
at destinads@safe-mail.net for more details.

One final note, if you want to do a solo mailing
to the list, that is available on a limited basis
if we decide that your product or service has merit.
Email us at the above address for more details.
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=========================================

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not or cannot give you. Several times a week we
bring you
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Find out about our OTHER Exciting E-mail groups on a
broad
range of important topics. Subscription boxes for
all of
them may be found here:

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The Restoration Website:
http://www.destiny-worldwide.net/rcg/

Destiny Central Success Resources
http://www.destiny-worldwide.net

The Costa Rica Page --
The Fun, the Sun.... The business opportunity
http://www.destiny-worldwide.net/costa-rica/

Your Safe, Secure, Offshore Payment Processor
http://www.offshorearnings.com

=========================================

Earthquakes are now occuring in parts of the world that do not normally have them, and they will increase all over the place as time goes on, so EVERYONE should read this and remember it.
These survival techniques are many times EXACTLY the opposite of what you have "always heard," so ammend your earthquake survival strategies accordingly.
John
-------- Original Message --------Subject: [Captain_nibiru] What You Were Taught About Earthquakes Was WrongFrom: "captain_nibiru2003" <dewerly@yahoo.com>Date: Fri, September 3, 2004 11:00 amTo: Captain_nibiru@yahoogroups.com


READ EVERY word of this important post!
In a message dated 9/2/2004 2:43:19 PM PacificStandard Time, atasha@starlink2.freeserve.co.uk writes:
What You Were Taught About Earthquakes Was Wrong
EXTRACT FROM DOUG COPP'S ARTICLE ON THE"TRIANGLE OF LIFE", Edited by LarryLinn for MAA Safety Committee brief on 4/13/04.
My name is Doug Copp. I am the Rescue Chief andDisaster Manager of theAmerican Rescue Team International (ARTI), theworld's most experiencedrescue team. The information in this article willsave lives in an earthquake.
I have crawled inside 875 collapsed buildings,worked with rescue teamsfrom 60 countries, founded rescue teams in severalcountries, and I am amember of many rescue teams from many countries. Iwas the United Nationsexpert in Disaster Mitigation (UNX051 -UNIENET) fortwo years. I have worked at every major disaster inthe world since 1985, except for simultaneousdisasters.
The first building I ever crawled inside of was aschool in Mexico Cityduring the 1985 earthquake. Every child was undertheir desk. Every childwas crushed to the thickness of their bones. Theycould have survived bylying down next to their desks in the aisles. Itwas obscene, unnecessaryand I wondered why the children were not in theaisles. I didn't at thetime know that the children were told to hide undersomething.
Simply stated, when buildings collapse, the weightof the ceilings fallingupon the objects or furniture inside crushes theseobjects, leaving a spaceor void next to them. This space is what I callthe" triangle of life". Thelarger the object, the stronger, the less it willcompact. The less theobject compacts, the larger the void, the greaterthe probability that theperson who is using this void for safety will notbe injured. The next timeyou watch collapsed buildings, on television, countthe "triangles" yousee formed. They are everywhere.
It is the most common shape, you will see, in acollapsed building. Theyare everywhere. I trained the Fire Department ofTrujillo (population 750,000) in how to survive,take care of their families, and to rescue othersin earthquakes.
The chief of rescue in the Trujillo Fire Departmentis a professor at Trujillo University. Heaccompanied me everywhere. He gave personaltestimony:
"My name is Roberto Rosales. I am Chief ofRescue in Trujillo. When I was11 years old, I was trapped inside of a collapsedbuilding. My entrapmentoccurred during the earthquake of 1972 that killed70,000 people. I survived in the "triangle oflife" that existed next to my brother'smotorcycle. My friends who got under the bed andunder desks were crushedto death [he gives more details, names, addressesetc.]...I am the livingexample of the "triangle of life". Mydead friends are the example of "duckand cover".
TIPS DOUG COPP PROVIDES:
1) Everyone who simply "ducks andcovers" WHEN BUILDINGS COLLAPSE is crushed todeath -- Every time, without exception. People whoget underobjects, like desks or cars, are always crushed.
2) Cats, dogs and babies all naturally oftencurl up in the fetal position. You should too in anearthquake. It is a natural safety/survivalinstinct. You can survive in a smaller void. Getnext to an object, next toa sofa, next to a large bulky object that willcompress slightly but leavea void next to it.
3) Wooden buildings are the safest type ofconstruction to be in during anearthquake. The reason is simple: the wood isflexible and moves with theforce of the earthquake. If the wooden buildingdoes collapse, large survival voids are created.Also, the wooden building hasless concentrated, crushing weight. Brickbuildings will break into individual bricks. Brickswill cause many injuries but less squashed bodiesthan concrete slabs.
4) If you are in bed during the night and anearthquake occurs, simplyroll off the bed. A safe void will exist around thebed. Hotels can achievea much greater survival rate in earthquakes, simplyby posting a sign onthe back of the door of every room, tellingoccupants to lie down on thefloor, next to the bottom of the bed during anearthquake.
5) If an earthquake happens while you arewatching television and you cannot easily escape bygetting out the door or window, then lie down andcurl up in the fetal position next to a sofa, orlarge chair.
6) Everybody who gets under a doorway when
buildings collapse is killed. How? If you standunder a doorway and thedoorjamb falls forward or backward you will becrushed by the ceiling above. If the door jam fallssideways you will be cut in half by the doorway. Ineither case, you will be killed!
7) Never go to the stairs. The stairs have adifferent "moment of frequency" (theyswing separately from the main part of the building).Thestairs and remainder of the building continuouslybump into each other until structural failure ofthe stairs takes place.
The people who get on stairs before they fail arechopped up by the stairtreads. They are horribly mutilated. Even if thebuilding doesn't collapse,stay away from the stairs. The stairs are a likelypart of the building tobe damaged. Even if the stairs are not collapsed bythe earthquake, theymay collapse later when overloaded by screaming,fleeing people. They should always be checked forsafety, even when the rest of the building isnot damaged.
8) Get Near the Outer Walls Of Buildings OrOutside Of Them If Possible -It is much better to be near the outside of thebuilding rather than theinterior. The farther inside you are from theoutside perimeter of the building the greater theprobability that your escape route will be blocked;
9) People inside of their vehicles arecrushed when the road above fallsin an earthquake and crushes their vehicles; whichis exactly what happenedwith the slabs between the decks of the NimitzFreeway. The victims of theSan Francisco earthquake all stayed inside of theirvehicles. They were allkilled. They could have easily survived by gettingout and sitting or lyingnext to their vehicles, says the author. Everyonekilled would have survived if they had been able toget out of their cars and sit or lie nextto them. All the crushed cars had voids 3 feet highnext to them, exceptfor the cars that had columns fall directly acrossthem
10) I discovered, while crawling insideof collapsed newspaper officesand other offices with a lot of paper, that paperdoes not compact. Largevoids are found surrounding stacks of paper.
http://www.ajc.com/news/content/news/0904/02quakepredict.html

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From:
lunarii
Reply-To:
irccr@yahoogroups.com
To:
irccr@yahoogroups.com
Date Sent:
11-Aug-2004 21:19:47 +0200

No attachments...



It has become pretty clear to this reporter, and has been mentioned
widely in the Costa Rican press in the last 24 hours by high ranking
officials, that these nasty rumors to spark this banking crisis may have
eminated from some of the Yahoo newsgroups, and other internet chat
forums.
What is not commonly known, is that the US Government commonly uses
shills placed on all kinds of internet newsgroups, to forward their
party line, and to shut up the opposition.
They seem to have invested a tremendous amount of resources in this
endeavor.
Just this morning, we received an anonymous email discussing this very
subject, and I include it below for your interest:
------------------------------------------------
Shills from varies UK, US and Canadan Groups
once they were done with the Brothers, are
now moving onto bigger fish like the banks
of Central America, to repeat what happened in
Argentina.
If they still had the Brothers around, it would be
far more difficult to deal with bring down a country.
This latest panic run on the bank which turned out to
be a false alarm looks to of been orginiated in part
due to the IMF recent visit and the Internet Chatter
coming from the economic terrorists.
These people are hell bent on keeping the people of the
world under their control.
==============================================================
As a closing note, I would like to identify one potential shill on this
newsgroup. You can review the archives, see his tactics, and thus be
better able to spot these shills wherever they might be, and shut down
their idiotic rhetoric.
I will point out that some of the simpler shills will use sarcastic
remarks, belittling statements, and other attacks against posters they
don't like to embarrass them and make them lose credibility in the
groups, so that no one pays any attention to them anymore, and the shill
becomes the one to listen to.
They will belittle talk of the New World Order, they will attack
vehemently anyone who dares to mention the truth about the IMF or World
Bank, or other globalist institutions. The sarcastic put down is their
main tool.
But, when this doesn't work, they will resort to blatant character
assasination, and frontal assaults, hoping to cow their target into
submission.
A perfect example of this on this very news group were the outrageous
attacks made by a Jim Peck against Destiny Worldwide.
Destiny Worldwide made a few challenges to statements Peck made
condeming and trashing the Costa Rican government, its lawyers, etc.
If one will take careful notice, this Peck joined the IRCCR group on
July 18 of this year, just about the same time that the negative chatter
about the solvency of the entire Costa Rican banking system was
beginning to be aired on other newsgroups.
There is no doubt in my mind that Peck intended to sow such division on
the IRCCR group as well, as he thought that the people on this list have
money invested in this country, so he could get more "bang for his buck"
by scaring these people with money away from investing further here, and
sending what money they do have out of the country, which is the exact
tone of posts on other groups, most notably Costa Rica Living.
Peck has an interesting background to say the least. He is a former
commission salesman for a scam operation called The Vault, and worked
closely with its owner, Roy Taylor, who committed suicide rather than be
taken into custody by Costa Rican authorities. Or, was it a suicide, or
an assasination? We will never know.
Never the less, informed sources in the Costa Rican legal community have
informed us that Taylor is suspected of having major mafia connections.
The interesting question is "What was a licensed PI (we have not been
able to confirm his license status by the way, and it may just be a
figment of his overblown imagination)doing selling scam investments and
working for a suspected organized crime figure?"
As the Vault began to get into trouble, at that very moment, in fact,
our fearless PI, whom some have called Baretta in this group, Peck
decided to open an office to "help" Brothers investors track down
Enrique Villalobos. He said that he expected "quick success," when he
opened his doors on June 12 of 2003, but he had closed his doors and
refused to answer emails by as early as Sept. 11, 2003, according to
AMCOSTARICA.
So what was Peck really doing in his offer to "help" the Brother's
investors? Was he in fact taking names for a government shit list? Or,
did he just set up shop to take in some fun money, and then quickly
close up shop and take these advance fees with him, knowing that most
Brother's investors valued their privacy, and wouldn't be willing to sue
to get the money back?
In other words, this could have either been a spy operation on behalf of
some US government agency, and / or it could have been an attempt to
bilk already strapped investors out of hundreds of thousands of dollars
more, and then close up shop and leave with the loot.
Unfortunatey, we will probably never know for sure, but his posting
pattern to this group seems to indicate that at the very least he was a
government shill sent to this group to foment more panic among already
shell shocked investors, knowing that many of them had accounts with
Banco BAC, and thus adding fuel to yesterday's fire, in their misguided
attempt to close down the bank.
As to Peck's claims against Destiny Worldwide, it would appear that
those attacks were launched to discredit that orgnization and blacken
its reputation in the public eye, so that their contradictions of Pecks
posts and motivations would be ignored by the group. He used extreme
hardball tactics, including attempting to get their website taken down,
yahoo ID cancelled, etc., as well as recently issuing a totally
laughable "e-commerce alert" against that organization, which totally
ignores the facts about that organization.
But, his tactics backfired on him, and Peck only succeeded in making a
complete ass out of himself in public, losing any shred of credibility
this former scam salesman might have had to those ignorant of his
background.
In fact, every indication points to the idea that Peck is indeed a
government agent, and may have been instructed to assist in the
operation for the destruction of the Costa Rican economy.
It is hoped that this expose and analysis of of the government shill
process will help people to identify these creeps wherever they might
be. And Peck's postings are a prime example of what one should look
for.
If Peck wants to threaten us with a lawsuit too, he can be our guest.
It will get him absolutely nowhere, and our suggestion to him is that he
leave his present position and find honest employment with someone who
is not trying to screw people's lives over on a daily basis.
This has been a presentation of ................ LUNAR NEWS
30----------

This is an emergency open letter to the AALPI, and a posting to all Destiny Worldwide Net Newsgroups and blogs, the IRCCR yahoo group, and the AALPI. This Church and its related organization has come under attack by Satan, in a most vicious and hateful way. This is the FIRST such alert we have EVER published, and we ask for members and friends to pray earnestly in this matter, that God will stay the hand of Satan, and rebuke him, throwing him back into the pit where he belongs. We further appeal to members and friends, that they contact whatever legal help they can in their own community, and give a generous donation to keep this organization going in this time of distressing need. We will prevail. God is not mocked! We are sending this to ALL of our outlets, in case Satan temporarily succeeds in his vile campaign to silence our communications.
http://www.destiny-worldwide.net/rcg/

To Whom It May Concern:

I have been a church pastor for over 12 years now, and a man of God all my life. As you can understand, in my profession, I seek to help people, not to hurt them.
However, this organization has recently come under attack by a PI from the State of Arizona, a James B. Peck. We are appealing to your Association to intervene in this situation before it becomes a public embarrassment to the entire Private Investigations profession in the State of Arizona.
But, before we get into what he has done, and how he has attacked us, perhaps you would like to know about James B. Peck’s interesting activities in Costa Rica. I believe this will cast this matter into a light that Mr. Peck would rather not discuss. However, since he has attacked us, we have no choice but to set the record straight as to who is behind the vicious, untrue, and Satanic accusations he has made against us.
Here is some background you may not be aware of concerning this PI.
This information comes from published sources at http://www.amcostarica.com
Once there, you just need to enter the name James Peck, and three results will pop up from your search. If you prefer not to do the search, or the articles have been taken down for some reason, we have archived them and can email them to you as file attachments should that be more convenient for you.
I think you will find these stories to be of interest:
1. Some time ago, James Peck worked for a company in Costa Rica called The Vault. He was a salesman for their high interest investment scheme, which later turned out to be a gigantic scam. Roy Taylor, the owner of the Vault, shot himself rather than face the police when they raided his office. One of our members was told a few years back by his attorney that Roy Taylor had “mafia connections,” and warned him to stay away from him or his business. So, the question is, what was a licensed PI doing working for an alleged gangster and / or con artist, earning money from selling the scams for a commission?
2. It is curious that the announcement of Peck’s Operation Recovery Task Force appears in the same issue of this online newspaper that covers the growing scandal at the Vault. Did he switch right from being a salesman for the Vault to his new venture “helping” Brothers Investors?
3. It is further stated in the press that Mr. Peck also had an investment with another high yield loan outfit called The Brothers. We wonder whether Mr. Peck has reported his earnings in either venture to the IRS? We are reporting this matter to the IRS’s office of criminal investigations, as well as the following piece of information:
4. Concerning the office Mr. Peck opened up in Costa Rica some time ago, to “help” investors recover their funds. The Sept. 11, 2003, edition of AMCOSTARICA.com, had this to say about it:
Others, number unknown, have contracted with Jim Peck, a former investigator from Arizona and commission salesman for The Vault. Peck, a Villalobos creditor himself, said June 12 that he had set up an "Operation Recovery Task Force" to find Luis Enrique Villalobos and force him to pay back money owed to those who join the task force. He predicted quick success, but nothing has been heard from him since and he has not responded to e-mail messages.

I find this very curious. What happened to the money he collected from those who signed up with his “Recovery Task Force?”
The June 13 AMCOSTARICA of the same year says that he was charging an up front fee of 5% of the face value of investor’s investments in The Brothers to help them “recover” their losses, but, by Sept. 11 of the same year, according to the account above, he had closed up shop and left Costa Rica. Did he pay these advance fees back? Can he prove it? Did he pay taxes on it if he didn’t give it back?
This is of interest, because the AVERAGE investment with The Brothers is reported to have been $100,000.00 – with some having invested SUBSTANTIALLY MORE! So there is simply no way to tell how many tens of thousands or even hundreds of thousands of dollars Peck took in with this operation before he closed up shop and left town.
So, far from having the moral high ground here, James B. Peck, PI, has a lot of suspicious things in HIS background, and I am sure the IRS, the Arizona Department of Safety, and other agencies would be interested in hearing of Peck’s offshore adventures with alleged gangsters, etc.! I am sure your association would not want this mess to explode into the headlines of your local newspapers soon, but that is EXACTLY what will happen unless he immediately ceases from his persecution of this Church!
Dealing with issues involving carnal and unsightly behavior, gangsters, theft, revenge, back stabbing, slander, libel, witch hunts, etc., are not things that I care to deal with at any time. However, when I find my church and its work under attack, I have no choice but to speak out, especially when such attacks are mean spirited, malicious, slanderous, and libelous. The Bible teaches us that these are the works of Satan, not of God.
I founded the Restoration Church of God, and its outreach ministry, Destiny Worldwide Associates, back in 1992, to show a ray of light in an evil, Satanic, and hate filled world.
Jesus Christ taught us that we should live in peace with every man, holding malice towards none, and charity towards all. We are also instructed to turn the other cheek when attacked, but we believe that this does not mean we are to be a doormat for Satan to wipe his feet on our backs.
Therefore, it pained me very greatly to learn upon entering my office this morning that a vitriolic, mean spirited, Satan inspired attack had been unjustly launched against our organization and website by a man by the name of James B. Peck, who claims to be a licensed PI in your state of Arizona, giving his license number as “Licensed with Arizona Dept. of Public Safety, 00378135,” at the end of one of his viscous and spiteful hate emails. We have no way of knowing if this information is true or false, but we are requesting that you follow through on this matter, verify the license data, and see what you can do in this matter with the State of Arizona, as I am sure that your profession would rather clean its own house than have dirty laundry aired in public.
Just relating this matter brings me a great deal of pain and suffering, and has caused me immense emotional distress. I am very distraught that Satan has inspired this misguided man to launch such an attack upon our organization on the flimsiest of pretexts.
I have been praying for him on an hourly basis since learning of this fiasco, and had hoped that the Lord would lay it on his heart to cease and desist in his foaming rage and evil diatribes. But, sadly, this has been to no avail.
I do not wish to make this letter over long, as I am sure that you are quite busy and would quickly become bored with the horrid, lurid, twisted details, so I will summarize this for you briefly. If you have any further questions, or need further information from me in the investigation that I am sure you will wish to conduct, then I would be happy to answer whatever questions you might have pertaining to this matter at the email address this email is being sent from, which is our Church email address rather than one of the general office addresses.
After all, I know that most of the members of your organization are hard working, honest, professional men and women who would never dream of launching vicious and unfounded attacks on innocent Christian people, and I am sure that you would not want this matter to go into the news media or the general internet community, to tarnish the image of your hard working, decent, honest, members. I think that the fact that James Peck has chosen not to join your organization is a red flag already that something is not right with this man, and I ask that you do something about this matter immediately to stop this nonsense, or we will be forced to issue news releases, press kits, etc. to worldwide media which could do damage to the image of your entire profession.
We will, if necessary, insure that the public integrity and reputation of this organization is not tarnished by an individual seeking Satanic revenge for who knows what purpose. Please do not confuse our Christian character with being a doormat, nor allowing such outrages to continue.
This whole stupid thing started on a yahoo newsgroup, called IRCCR. It is my understanding that one of our email addresses is subscribed to this group, and since much of his character assassination and slander has taken place there, I have no choice but to CC that group.
Anyway, someone using that address at the time allegedly made a remark that James Peck was a “fraud and an arrogant SOB,” from what I have been able to gather. We still do not know, and may never know, if that post originated in our office or not, but, one of our volunteer staff on duty over the weekend, on God’s Sabbath, no less, encountered a sudden vitriolic attack from Mr. Peck against Destiny Worldwide, asking for “an immediate retraction of this slanderous, libelous spam.”
Apparently, this man has no respect for Jewish, Jewish Christian or regular Christian days of rest, as he continued his diatribes and threats all weekend. One wonders if he harbors anti Semitic or anti Christian views. It would not surprise me to learn that he does, but that is a matter between him and God.
To set the record straight, whether or not the statement in question was indeed slanderous or libelous would be for a court of law to decide, and, considering the sickening nature of this newsgroup, and the gratuitous insults found there, such a statement is indeed in character with the tone of that group.
I am shocked, therefore, to discover that one of our email accounts is even subscribed to a group so filled with hate, slander, and libel on a daily basis. And it most certainly was not spam, as Mr. Peck claims, because he subscribed to said group, and should have understood the low tone and nature of the posters there, and, if he did not accept that situation of opening himself up to public criticism, he should have unsubscribed himself from that group immediately, rather than continue to subject himself to unwanted criticism. So his ridiculous claim that he was “slandered by spam” reveals itself for what it is: totally false, misleading, malicious, and vituperative in the extreme.
You can be sure that as soon as this matter is resolved, I have given instructions to unsubscribe any and all of our organizational email addresses from this revolting group, but, unfortunately, we need to monitor and reply in this forum as needed.
It has been reported to me by the staff member on duty over the weekend that they issued statements in keeping with our general guidelines, and have disavowed all knowledge of said incident, and promised to get to the bottom of this. But this was not enough for Mr. Peck, who insisted that we admit that said email came from this organization, or someone within it, and that we admit that, and publicly apologize.
As you can well understand, this organization most certainly will not admit to having issued any posting unless we can prove that it did indeed originate in one of our offices, pending a complete investigation into the matter, starting today, Monday. Further, the staff member theorized that perhaps a hacker had hacked into the web based account in question, and posted this message to that group. This was simply a guess made by this staffer, and the matter remains under investigation here.
The staffer then issued a formal apology to Mr. Peck, but that was not good enough for him. Instead of waiting on the beginning of the work week for us to study this matter and get back to him as promised, he took it upon himself to start a vituperative war of aggression against us, sending hateful, slanderous accusations to Yahoo, our ISP, our administrative contact, and the entire world through this despicable IRCCR yahoo group.
The Bible teaches us that to rush to judgment is unwise, and a way of fools. It further states that “he who answers a matter before he hears the facts is a fool.” Unfortunately, we are dealing here with a rash, judgmental, angry, hate filled, and spiteful man who violates all of the principles of balance and prudence taught throughout the pages of the Bible.
Just to give you an understanding of the character of this individual, let me quote some brief excerpts from his recent emails, as well as some things published in the press about him. I am sure you will find this interesting.
> If I don't get an appology from you or whoever is
> responsible within 48 hours, I will be having your
> ISP investigate this matter and my legal team will
> be getting a court order to seize all your
> computers, examine your ISP's server and records,
> scan all hard
> drives, evaluate the evidence and take appropriate
> civil action,
> providing you have any assets. I will also
> seek Attorney fees.
>
To which our staffer answered with an apology and a promise to look into the matter further come Monday morning, when our offices opened.
He stated this to us:
=============================
As you are aware, your ISP has a zero tolerance for
spam and would

Note, the issue of spam in this instance is debatable, to say the least, to any rational mind.

probably shut your website down with the
physical evidence that I will be providing.

You could also loose all Yahoo privilages.

If the evidence supports legal liability, I will
also log your name,

Corporations, email address/s and domain
address/s on a worldwide spam registry. Your organization will be linked
to spam and no ISP will touch you in the future.

So, our volunteer did issue the demanded apology, but the attacks continue unabated, not waiting for the results of our own investigation into this matter.
Instead, he has done us much further damage today.
Peck is not a patient man, but rather very imprudent and prone to rush to judgment, not to mention extremely arrogant, as he himself admits.

The person responsible for the spam message in> question has not> begun to see arrogance!>> Jim Peck, P.I.> James B. Peck & Associates> Scottsdale, AZ 85254> >

I am sure this is not the image of the professional PI that you would like to present to the world!
But today, not wishing to wait on my reply as promised, he got even more ridiculous and defamatory:

At this time, I wish to issue an ecommerce
warning with regard to the Destiny-Worldwide.net web site.
In my opinion they have violated numerous FTC laws and
I am currently checking Costa Rican laws.
Those are ridiculous fabrications, and the ecommerce warning is also ridiculous, as we offer almost nothing for sale at our site, although we do gratefully take donations and attempt to help people in their daily lives! I don’t have the faintest idea what “FTC LAWS AND REGULATIONS” could apply to a CHURCH anyway, as we are a religious organization, which Mr. Peck COULD have discovered upon a further examination of the Restoration Website, which takes up the majority of the disk space on the domain.
We are taking Mr. Peck’s “warning” very seriously, and the question to you is, do you REALLY want such a person of this caliber representing the PI’s of Arizona to the world? Well, he IS, sad to say, unless you can help rectify this situation even though he is not a member.
But his vicious attacks and spurious accusations didn’t stop there. Further down in his most recent email of today, he writes:

When I wrote to the registrant of the domain and
asked a few questions, he continued to send spam
messages
What a ridiculous and untrue statement, and he knows it! Our address is subscribed to the list in question and so is his. Therefore, he has GIVEN HIS PERMISSION TO RECEIVE ANY EMAIL SENT TO THIS GROUP, AND HE KNOWS IT! If he doesn’t like the messages he receives from the list, he can unsubscribe himself, as we plan to do the moment these attacks on us stop and he issues an apology to EVERYONE he has contacted in this matter.
Also, since when are our representative’s explanations spam? In what warped, perverted, sick, mind can they be construed so?
Only Satan can be responsible for such horrendous and downright evil behavior.
========================================
in the forum. He never listed his name in the
message. This is very suspious to me.
Really, since when is not revealing one’s name and preserving one’s privacy “suspicious?” Especially when the “requests” are barked out as orders by some master to a slave. We will NOT tolerate your tone and attitude any further, Mr. Peck. How DARE you make such ridiculous and outrageous claims and insinuations? You should be glad that we have commissioned this matter to GOD, Mr. Peck, and are praying for your enlightenment, and that you will see the light of truth, love, joy, peace, and brotherhood, and will stop breathing forthe hate, envy, Satanic anger and spite!
OF COURSE the old lady who volunteered to answer our email over the weekend refused to give her name to a loud mouthed Satan inspired man breathing threats against her and her Church! As a pastor, I cannot call you what you should be called. All I can say is “Get thee behind me Satan!”
And I have given instructions to EVERYONE HERE not to give out their names to you, nor to anyone you are working with, as a precaution against who knows what further abuse you might subject them to personally!
HOW DARE YOU BE SO ARROGANT, RUDE AND PRESUMPTUOUS?


In view of the foregoing, I am focusing my
investigation toward the domain, the registrant and the ISP.

You are hereby demanded to cease all of your perverted postings, slander, and mud slinging immediately!
I am sorry, but I had to take a few moments to address myself to Mr. Peck, as he will be reading this message, in order to give him one last chance at repentance before we take this issue to its next level, which will be the worldwide media, the preparation of press kits, etc., etc..
As I said, this is weighing heavily upon my soul, and we need to have closure of this immediately, or we will next be contacting all media.
We appeal to you to mediate in this sordid affair, and to also report the suspicious activities and egregious behavior of James Peck to the appropriate regulatory authorities in your state, before reporters show up at both of your offices demanding answers in this matter.
We pray that God will give you enlightenment, grace, and wisdom in this serious matter that neither one of us enjoys.
As stated, it is our Church policy not to publicize names, so I simply sign this as:

Pastor General, Restoration Church of God

cc: IRCCR, all Destiny Worldwide Newsgroups and Blogs, AALPI